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PayPal: PayPal Credit reviews

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4.90
Based on 94,856 reviews, last reviewed 5th May 2026
2032950% increase in 5 star reviews
in the past 90 days
5900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use PayPal Very easy to use PayPal, love the new feauture of virtual card- very convenient. Quick and easy to use when ordering online without the hassle of havi... Read more Reviewed on: 5th May 2026
Paulina's avatar
Paulina

Latest lowest rating:

2

I previously rated Paypal as a brilliant service and... I previously rated Paypal as a brilliant service and fantastic way of sending money to friends or family but of late had terrible experience. I keep p... Read more Reviewed on: 5th May 2026
Caroline W's avatar
Caroline W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (94856)

It is all perfect!

5
It is all perfect! Never had any complaints. Very helpful if I make any mistakes. Reviewed on: 11th June 2024
Veebee's avatar
Veebee

Great experience using the PayPal to make transactions

4
Great experience using the PayPal to make transactions Reviewed on: 11th June 2024
Albert A's avatar
Albert A

PayPal is very safe to purchase not just eBay lots o...

5
PayPal is very safe to purchase not just eBay lots of different retailers and you can do shopping too I’ll recommend to anyone Reviewed on: 11th June 2024
BESIM S's avatar
BESIM S

PayPal is just so easy to use.

5
PayPal is just so easy to use. You can keep an eye on your account and the purchases and returns and refunds are really quick on PayPal. Reviewed on: 11th June 2024
Janet P's avatar
Janet P

Have used PayPal for years.

5
Have used PayPal for years and have never had a single problem even with refunds. Reviewed on: 11th June 2024
David F's avatar
David F

Great response time

5
Great response time, I had an issue a while back will credit allowance and they responded very quickly and sorted the issue immediately . Reviewed on: 11th June 2024
Stephen M's avatar
Stephen M

Good simple to use system which is clear and intuitive.

5
Good simple to use system which is clear and intuitive. Reviewed on: 11th June 2024
RevNix's avatar
RevNix

No issues always smooth transactions

5
No issues always smooth transactions Reviewed on: 11th June 2024
Hockeygirl 's avatar
Hockeygirl

PayPal credit is the best line of credit

5
PayPal credit is the best line of credit I have received and I love to take advantage of their 4months no interest offer and the limit I have received is perfect for me Reviewed on: 11th June 2024
Dean B's avatar
Dean B

It’s just nice and easy for smaller to mid purchases...

5
It’s just nice and easy for smaller to mid purchases - a short interest free period that’s easy to manage. The app always works fine and more and more companies are allowing PayPal Credit. Reviewed on: 11th June 2024
Ed Currie's avatar
Ed Currie

Review PayPal: PayPal Credit now

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