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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144806 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144806)

Easy to use and a great app

Easy to use and a great app also works well with Google wallet would highly recommended to anyone . Reviewed on: 18th April 2026

I have used Paypal for many years, for both credit a...

I have used Paypal for many years, for both credit and immediate payment through my bank. I can honestly say, I have never had a problem. Any issues with purchases or refunds, have been dealt with in a timely manner. I feel it is much safer making transactions through paypal, as it gives double protection to any purchases, rather than just paying through your bank. I find the interest charges are fair and the no interest payment offers are helpful for bigger purchases. Reviewed on: 18th April 2026

Nice work 10 on 10 I loved thanks

Nice work 10 on 10 I loved thanks Reviewed on: 18th April 2026

Outstanding fast efficient easy to use

Outstanding fast efficient easy to use Reviewed on: 18th April 2026

PayPal is my go-to method of making payments online.

PayPal is my go-to method of making payments online. I love the security it offers and together with buy now pay later payment options, it really helps me to afford things. Reviewed on: 18th April 2026

Great service, assistance and easy access

Great service, assistance and easy access Reviewed on: 18th April 2026

I like paper because you could take advantage of pay...

I like paper because you could take advantage of pay now pay later Reviewed on: 18th April 2026

Pay pal credit card is good to use for late payments...

Pay pal credit card is good to use for late payments options Reviewed on: 18th April 2026

Very handy

I can buy stuff hassle free) even I've got a credit card to pay contactless in every shop. Reviewed on: 18th April 2026

Great service, easy to use and widely accepted

Great service, easy to use and widely accepted Reviewed on: 18th April 2026

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