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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144808 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144808)

Good app.

Good app. Easy to use. Makes everything efficient to use. Keeps everything in one place. Face ID makes it more secure. Reviewed on: 18th April 2026

Trustworthy, reliable and friendly

Trustworthy, reliable and friendly Reviewed on: 18th April 2026

PP is very easy to use to pay for goods, and the pay...

PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026

Excellent Service, Highly Recommend

Even when things go wrong PayPal come to your rescue. Their Customer service team are easy to reach and most helpful. Highly recommend Reviewed on: 18th April 2026

Never had any issues and it's easy to use alway...

Never had any issues and it's easy to use alway use it Reviewed on: 18th April 2026

Excellent service and always reliable, my go to service

Excellent service and always reliable, my go to service Reviewed on: 18th April 2026

I love having the option and flexibility of PayPal.

I love having the option and flexibility of PayPal. I buy good with PayPal knowing I can manage my bills in a flexible way - it’s my only source for credit now. Reviewed on: 18th April 2026

reliable and trustworthy service

Very easy service and very reliable, no issues, sometimes slightly tricky if you ever need to speak to customer services to actually find a number or helpline which isn’t an AI robot, but I have always managed to sort any issues out of which there are very few and it’s very useful to have especially linked to an eBay account. Reviewed on: 18th April 2026

I have used PayPal for a lot of my online shopping a...

I have used PayPal for a lot of my online shopping and find the service excellent. I haven't had to use the resolution option often but when I have, the problem is usually solved. Reviewed on: 18th April 2026

EXCELLENT, TRUSTED AND A GREAT FINANCIAL SUPPORT TO ALL

PAYPAL IS EASY TO USE AND I FEEL CONFIDENT & PROTECTED WHEN PURCHASING ITEMS & ALWAYS MY PREFERRED PAYMENT METHOD. THE CREDIT OPTIONS ARE EXCELLENT WITH PAY IN 3 AND 0% INTEREST PAY IN 4 MONTHS, A REAL HELP IN THESE DIFFICULT ECONOMIC TIMES. GREAT THAT A LOT OF RETAILERS NOW OFFER PAYPAL AS A PAYMENT METHOD. MY FIRST RECOMMENDATION ALWAYS PAYPAL OVER COMPLICATED COMPETITORS. FIRST CLASS LONG MAY IT CONTINUE!! Reviewed on: 18th April 2026

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