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PayPal: PayPal Credit reviews

4.90
Based on 94,628 reviews, last reviewed 5th May 2026
2022100% increase in 5 star reviews
in the past 90 days
5900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has been a huge help is past few months. PayPal has been a huge help is past few months. I got PayPal credit on the right time. I was struggling a lot financially and PayPal helped me through... Read more Reviewed on: 5th May 2026
Redah F's avatar
Redah F

Latest lowest rating:

2

I previously rated Paypal as a brilliant service and... I previously rated Paypal as a brilliant service and fantastic way of sending money to friends or family but of late had terrible experience. I keep p... Read more Reviewed on: 5th May 2026
Caroline W's avatar
Caroline W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (94628)

Very good.

5
Very good. Very handy. Excellent Reviewed on: 11th June 2024

Always use PayPal as its easy and trusted

5
Always use PayPal as its easy and trusted Reviewed on: 11th June 2024

Easy to use

5
Easy to use, helpful when you need a little extra and available to use at most places Reviewed on: 11th June 2024

Easy to use .

5
Easy to use . Gives confidence in purchasing. Reviewed on: 11th June 2024

Never had any problems, always handy.

5
Never had any problems, always handy. Used on alot of websites, sometimes allows me to buy food when I have no money left, so really handy to be honest, have used for a while. Will continue to use for future. Reviewed on: 11th June 2024

Grateful

5
PayPal has always been there to help me in time of need, I am so grateful for their services. Reviewed on: 11th June 2024

Great app.

5
Great app. Great way to pay for purchases Reviewed on: 11th June 2024

High experienced customer service agents, quick resp...

5
High experienced customer service agents, quick response. Problem always solved. Reviewed on: 11th June 2024

Would definitely recommend PayPal credit

5
I find PayPal credit better for me as you can spread your payments out over a longer time period with 0% interest for a specific amount of time. That is why I will continue to keep on using them when making purchases. Reviewed on: 11th June 2024

So easy to do, paybacks and fair too

5
So easy to do, paybacks and fair too Reviewed on: 11th June 2024

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