Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

View other PayPal products

4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144810)

Too marks

Accepted in loads of places as the payment option, fast and secure. Reviewed on: 18th April 2026

Good value keeps my finances to hand

Good value keeps my finances to hand Reviewed on: 18th April 2026

A Trusted Way to Pay

PayPal is a fast, secure, and easy-to-use platform for sending and receiving money. It’s reliable and widely accepted, making online payments simple and convenient. Reviewed on: 18th April 2026

Never any hassle.

Never any hassle. Easy app to use. Good to know i can use pay in 3 interest free Reviewed on: 18th April 2026

Very quick and efficient.

Very quick and efficient. Easy to use Reviewed on: 18th April 2026

Customer service

Excellent customer service with an easy to use app. Highly recommend. Reviewed on: 18th April 2026

My experience has been great and I'm looking forward...

My experience has been great and I'm looking forward to continue to use PayPal as a form of payment Reviewed on: 18th April 2026

Can be quite difficult to speak to someone

Can be quite difficult to speak to someone Reviewed on: 18th April 2026

Excellent service all the time.

Excellent service all the time. Great app great communication Reviewed on: 18th April 2026

Good star

PayPal is very handy to have and thay no when ordering is arriving, to your door sep Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.71 from 3756 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75539 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub