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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144810 reviews)

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4.73

Based on 144,806 reviews, last reviewed 24th Jun 2026

4319700% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Simple to use, good to space out payments Simple to use, good to space out payments Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144810)

Very good, and flexible payment options

Very good, and flexible payment options Reviewed on: 18th April 2026

Always use PayPal no issues so far

Always use PayPal no issues so far Reviewed on: 18th April 2026

PayPal credit always works well.

PayPal credit always works well. Never had any problems and I’ve been using it for about 5 years now Reviewed on: 18th April 2026

Easy to set up and keep track of.

Easy to set up and keep track of. As always you can set it as the preferred payment method and even set up automatic payments. Ive had zero issues so far and couldnt recomend it more. Has been great for expenses before payday and helps me feel reassured my family won't go hungry. Also as a side note: not having a physical card has helped me not to over use this method of credit! I dont need to worry about accidentally using it or loosing it! Some may see that as a draw back as it is only online but not for me! Reviewed on: 18th April 2026

It's brilliant when 2 of my kitchen appliances broke...

It's brilliant when 2 of my kitchen appliances broke within days of each other i couldn't afford to buy them out right Reviewed on: 18th April 2026

I’ve been using PayPal for years and it’s the most s...

I’ve been using PayPal for years and it’s the most secure bank that I’ve used so it’s a no brainier for me to also get the credit card Reviewed on: 18th April 2026

5star service always there to help

5star service always there to help Reviewed on: 18th April 2026

Excellent service

Always use PayPal the service is excellent Reviewed on: 18th April 2026

Very easy to use, easy to understand

Very easy to use, easy to understand Reviewed on: 18th April 2026

Superb experience and flexibility fab

Superb experience and flexibility fab Reviewed on: 18th April 2026

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