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PayPal: PayPal Credit reviews

4.90
Based on 94,591 reviews, last reviewed 5th May 2026
2020500% increase in 5 star reviews
in the past 90 days
5850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Recommended service Never had any issues. Almost every time i use PayPal for online purchases. Reviewed on: 5th May 2026
Delche S's avatar
Delche S

Latest lowest rating:

1

They closed my account without letting me know why a... They closed my account without letting me know why and my account is not being read for example I tried using it to make payment through a website and... Read more Reviewed on: 5th May 2026
DamienKings's avatar
DamienKings

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (94591)

Use PayPal regularly never had a problem with paymen...

4
Use PayPal regularly never had a problem with payments, really handy to get those big items Reviewed on: 11th June 2024

always been amazing for us, best service, great pric...

5
always been amazing for us, best service, great prices, just great Reviewed on: 11th June 2024

I've been using pay pal 7 months bow and it's been g...

5
I've been using pay pal 7 months bow and it's been great experience Reviewed on: 11th June 2024

Good but wish i could reduce it a bit as the interes...

5
Good but wish i could reduce it a bit as the interest is quite high Reviewed on: 11th June 2024

They are not bad on the interest

5
They are not bad on the interest Reviewed on: 11th June 2024

since starting to use PayPal for my online payments,...

5
since starting to use PayPal for my online payments, I have infact been 'rescued' by PayPal from a potential bankrupting episode when I ordered one ink cartridge from a European supplier who then wanted to supply me with some £27,000s worth of cartridges. PayPal in concert with my bank managed to get the matter sorted and got back the £11,00 they had immediately transferred out of my account. I can't praise them highly enough...incidentally I make a habit of paying via PayPal whenever I can Reviewed on: 11th June 2024

Simple, easy and a sigh of relief.

5
Simple, easy and a sigh of relief. Makes online shopping safer! Reviewed on: 11th June 2024

Excellent service

5
A very easy app to use deal with issues promptly pal pal credit is excellent would recommend to anyone Reviewed on: 11th June 2024

Amazing so easy to use I highly recommend to anyone

5
Amazing so easy to use I highly recommend to anyone Reviewed on: 11th June 2024

Always been very happy with my PayPal account

5
Always been very happy with my PayPal account Reviewed on: 11th June 2024

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