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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,278 reviews, last reviewed 21st Jun 2026
4295900% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit allows me to purchase when I need with... PayPal Credit allows me to purchase when I need with piece of mind that I can pay it off over 4 months without an interest charges. Reviewed on: 21st June 2026
Kully Nijjar's avatar
Kully Nijjar

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144278)

Very straightforward and useful exactly when I neede...

5
Very straightforward and useful exactly when I needed it most. Reviewed on: 17th April 2026
Dilyana's avatar
Dilyana

Amazing way to pay and flexibility to pay

5
Amazing way to pay and flexibility to pay Reviewed on: 17th April 2026
Hassan a's avatar
Hassan a

Number1 payment method with a quick and simp...

5
Always available at pay points with a quick and simple process which makes purchases smooth and reliable, choice of products like pay in three and PayPal credit are hard to beat and so far I have no complaints Reviewed on: 17th April 2026
Alister M's avatar
Alister M

Used PayPal for years, I’ve always valued to payment...

5
Used PayPal for years, I’ve always valued to payment protections on offer and now with all the different options on offer it makes it even better. Reviewed on: 17th April 2026
Nathan G's avatar
Nathan G

Quick and easy check-out options, great offers.

5
Quick and easy check-out options, great credit offers. I frequently use 4 months interest free on purchases over £99. Good APR rates, compared to other high street credit cards. Reviewed on: 17th April 2026
Jason P's avatar
Jason P

I have never had any problems with pay pal they are...

5
I have never had any problems with pay pal they are an excelient service and would recomend it to everyone i couldnt do without payoal think ther great x Reviewed on: 17th April 2026
Kathreina m's avatar
Kathreina m

Whenever had an issue PayPal has always helped resol...

5
Whenever had an issue PayPal has always helped resolve this efficiently & friendly Reviewed on: 17th April 2026
Kirsty j's avatar
Kirsty j

Effective

5
Never any issues quxik and simple to use Reviewed on: 17th April 2026
Victoria C's avatar
Victoria C

Such a safe and easy way to pay and protect your fin...

5
Such a safe and easy way to pay and protect your finance Reviewed on: 17th April 2026
James P's avatar
James P

I wish the payments would go out of my bank account...

4
I wish the payments would go out of my bank account faster. Sometimes it takes 5 days for the money to be taken from my account. Reviewed on: 17th April 2026
Triin K's avatar
Triin K

Review PayPal: PayPal Credit now

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