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PayPal: PayPal Credit reviews

4.90
Based on 93,773 reviews, last reviewed 4th May 2026
1982550% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and secure Very easy to use and used for all my purchases to make them safe and secure Reviewed on: 4th May 2026
Shaun 's avatar
Shaun

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93773)

Paypal credit has been brilliant for me especially p...

5
Paypal credit has been brilliant for me especially pay in 3 with 0% interest Reviewed on: 10th June 2024

Easy and safe to pay and to mange your account...

5
Easy and safe to pay and to mange your account Reviewed on: 10th June 2024

Absolutely brilliant

5
Have used PayPal for years, always use it to pay in 3, never had a problem. Reviewed on: 10th June 2024

Pay pal credit gives me the flexibility to add multi...

5
Pay pal credit gives me the flexibility to add multiple purchases into one easy to manage account Reviewed on: 10th June 2024

PayPal, the Pal you can always rely on

5
PayPal is like the PAL you never knew you needed, always there to help you out with that little bit of extra money just when you need it! Reviewed on: 10th June 2024

Really helpful and support my finances

5
Really helpful and support my finances Reviewed on: 10th June 2024

Great one.

5
Great one. I'm so glad I lost it. Reviewed on: 10th June 2024

PayPal has offered me flexibility in my purchases.

5
PayPal has offered me flexibility in my purchases. it’s great to be able to purchase via a trusted company and not have to worry about huge amounts of interest and lack of transparency. you get just what is on the label (so to speak) with PayPal. They are definitely my go to when I need to make a purchase that gives me that extra time in paying for the item(s). Reviewed on: 10th June 2024

Suggestion: improvement on PayPal payment collection

5
Suggestion: PayPal should take the payment on the date the set direct debit date instead of taking it after the date. There are some people who manage their finances according to the dates the bills are getting paid. But PayPal takes its own days to take the payment. Which affects the whole fiance structure for some, and that someone is me. Sorry but not sorry. Reviewed on: 10th June 2024

Paypal is my payment of choice where availlable

5
I have been a paypal customer fir many many years now and fund it a really convenient way to pay for goods. There are so many places now that will give paypal as a payment method. I once had an issue with a seller that I had used paypal for payment and when I was in dispute with the goods I recieved paypal did all the hard work and got my money back for me. I also make use of paypal credit which again is very convenient and usefulĺ Reviewed on: 10th June 2024

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