Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 93,748 reviews, last reviewed 4th May 2026
1981300% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had a problem with paypal. Never had a problem with paypal. Really like and its very handy to have pay over 3 months. Reviewed on: 4th May 2026
Ann A's avatar
Ann A

Latest lowest rating:

1

Not had enough experience yet to rate properly Not had enough experience yet to rate properly Reviewed on: 4th May 2026
Kerry Sandford's avatar
Kerry Sandford

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (93748)

Just great

5
I always had a great experience with PayPal credit Reviewed on: 10th June 2024

Not had a bad experience per se but the late fees ar...

4
Not had a bad experience per se but the late fees are ridiculous. I was an hour late once and was hit with a £15 fine Reviewed on: 10th June 2024

PayPal the perfect choice

5
PayPal is so easy to use , it is accessible , flexible and so reliable. I use it to pay bills , transfer money between my partner and myself and as a short term credit facility for unseen eventualitys and purchases. Reviewed on: 10th June 2024

Simple, straightforward and fast.

5
Simple, straightforward and fast. Reviewed on: 10th June 2024

Online shopping safety

5
Makes buying things on line easier and safer Reviewed on: 10th June 2024

PayPal is an easy way to buy stuff and then pay for...

4
PayPal is an easy way to buy stuff and then pay for i am always buying through PayPal Reviewed on: 10th June 2024

Quick payment and great options for instalment payme...

5
Quick payment and great options for instalment payments. Always easy and feel safe to complete my payments. Reviewed on: 10th June 2024

Really happy with the pay in 3 option as it gives me...

5
Really happy with the pay in 3 option as it gives me the ability to buy my necessary purchases whilst in a very limited bdget Reviewed on: 10th June 2024

pay in 3 good to spread cost of purchases

5
pay in 3 good to spread cost of purchases Reviewed on: 10th June 2024

Brilliant for ease of use!

5
Brilliant for ease of use! Convenient and quick to sort out. I couldn’t recommend them more! Reviewed on: 10th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review