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PayPal: PayPal Credit reviews

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4.90
Based on 93,512 reviews, last reviewed 3rd May 2026
1970800% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, chat support is always excellent Easy to use, chat support is always excellent Reviewed on: 3rd May 2026
Welsh girl's avatar
Welsh girl

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026
Belinda f's avatar
Belinda f
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93512)

Good user friendly platform which strong customer fo...

5
Good user friendly platform which strong customer focus.wouldnrecommend to friend and family. I find the payment plans convenient . Reviewed on: 10th June 2024
Emmanuel E's avatar
Emmanuel E

Easy to manage finance

5
Easy to manage. Get more time to pay for things I like. The app is very user friendly and easy to track especially returns. Reviewed on: 10th June 2024
Maryam's avatar
Maryam

I love PayPal so safe if something doesn’t arrive yo...

5
I love PayPal so safe if something doesn’t arrive you get your money back guarantee Reviewed on: 10th June 2024
Louise S's avatar
Louise S

Paypal is so easy to use

5
I use PayPal all the time to transfer funds to my daughter in Australia, it’s so easy and quick, and the pay in 3 option is greater for purchasing more expensive items. Reviewed on: 10th June 2024
Colin C's avatar
Colin C

Great customer service helped with my problem quickly

5
Great customer service helped with my problem quickly Reviewed on: 10th June 2024
gemma's avatar
gemma

Great Service for Older generations

5
I absolutely love the ways I can pay back and credit and gives me alot of ways to pay for items e.g pay in 3 or other a certain amount of months the UI is easy to use and navigate which makes it greater for less technical users on the platform Reviewed on: 10th June 2024
Levi P's avatar
Levi P

Top level consumer protection!

5
PayPal provides top level consumer protection and fantastic 0% finance! Reviewed on: 10th June 2024
Alex S's avatar
Alex S

EASY TO USE, CONVENIENTWHEN CASH IS TIGHT

5
EASY TO USE, CONVENIENTWHEN CASH IS TIGHT Reviewed on: 10th June 2024
Bill Messenger's avatar
Bill Messenger

Quick and easy to set up and easy to pay back!

5
Quick and easy to set up and easy to pay back! Reviewed on: 10th June 2024
Stacey p's avatar
Stacey p

Really happy with how PayPal credit allows me to man...

5
Really happy with how PayPal credit allows me to manage my purchases and can make a payment plan separate to my bank and savings account Reviewed on: 10th June 2024
Nicola M's avatar
Nicola M

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