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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93557 reviews)

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4.90

Based on 93,557 reviews, last reviewed 3rd May 2026

1972900% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I really love the service that Paypal offers, such a... I really love the service that Paypal offers, such as pay in 3 and PayPal credit and also your support services Reviewed on: 3rd May 2026

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93557)

Easy, quick and no fuss.

Easy, quick and no fuss. The UI is clean and easy as well. Reviewed on: 10th June 2024

It is very convenient to use.

It is very convenient to use. You have 0 commision in the first months and you can pay the minimum ammount without affecting your credit score. Reviewed on: 10th June 2024

Amazing !!!

Before using PayPal credit my credit score was terrible,and now after a couple of years of using pay in three or credit it’s now really good. Not only that but it seems you have more comeback with PayPal like if you have a dispute. Highly recommend using PayPal Reviewed on: 10th June 2024

only issue is transfering money from bank...

Runs smoothly, only issue is getting money from bank to pay bills very slow and could be quicker. I have missed bills due to this and now showing on my credit score. Reviewed on: 10th June 2024

PayPal credit works for me & is my preferred method...

PayPal credit works for me & is my preferred method of payment. The 4 months interest free is great and better than a credit card. Reviewed on: 10th June 2024

Such a safe to pay for purchases online.

Such a safe to pay for purchases online. Monthly direct debit facility stops you missing a payment. If you have a query the contact centre staff are always so helpful. Paying over four months is great for budgeting purposes. Reviewed on: 10th June 2024

secure way pay

It is easy to use and a very secure way to make online payments. Will not buy off any online shops that do not take PayPal. Reviewed on: 10th June 2024

Easy to use, another layer of protection against fraud.

Easy to use, another layer of protection against fraud. Reviewed on: 10th June 2024

Great service when there has been problems with reta...

Great service when there has been problems with retailers Reviewed on: 10th June 2024

Easy and convenient reasonable interest rates

Easy and convenient reasonable interest rates Reviewed on: 10th June 2024

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