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PayPal: PayPal Credit reviews

4.73
Based on 143,799 reviews, last reviewed 21st Jun 2026
4274000% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love being able to split payments over multiple months. Love being able to split payments over multiple months. It really helps me to manage larger payments without additional fees. I wish the statements we... Read more Reviewed on: 21st June 2026
Mark 's avatar
Mark

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143800)

Easy to use but Excellent

5
I’ve been using PayPal Credit for a while now and overall it’s a convenient option, especially for spreading the cost of purchases. The application process was straightforward, and it integrates seamlessly with PayPal which makes payments quick and easy. Reviewed on: 17th April 2026

Great service and helpful employees.

5
Great service and helpful employees. Handy to have at all times. Reviewed on: 17th April 2026

All good, nothing bad so far.

5
All good, nothing bad so far. Easy to use app Reviewed on: 17th April 2026

trust and confidence

5
Never had a problem with purchasing and follow up give me the confidence to purchase products with trust and confidence Reviewed on: 17th April 2026

Reliable and trustworthy for online payments.

5
Reliable and trustworthy for online payments. I know my money and spendings are safe. Reviewed on: 17th April 2026

Reliability, efficiency and dependable.

5
Reliability, efficiency and dependable. Reviewed on: 17th April 2026

Never had any issues whilst using paypal, Interest r...

5
Never had any issues whilst using paypal, Interest rate really goog if you do get any interest. Deal with any retailer problems very easily Reviewed on: 17th April 2026

Easy to purchase products online with PayPal.

5
Easy to purchase products online with PayPal. Pay in 3 helps me a lot as i am a pensioner so have limited finances. I feel much safer using PayPal online as I know that my purchase is covered if anything goes wrong. Customer service is easy to contact. Reviewed on: 17th April 2026

Really useful and easy, clean and fast UI.

5
Really useful and easy, clean and fast UI. Reviewed on: 17th April 2026

My favourite credit service.

5
Fabulous service that sets good,practical limits and provides credit when needed. Reviewed on: 17th April 2026

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