Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,950 reviews, last reviewed 21st Jun 2026
4281050% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

EXCELLENT Great experience, I have use PayPal for a number of years now and wouldn’t use any other, never had any problems and will continue to use. Reviewed on: 21st June 2026
Columba McCurdy 's avatar
Columba McCurdy

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143950)

Easy to use available online at most websites and no...

5
Easy to use available online at most websites and now I have the PayPal credit card available to us everywhere with the 4 month 0% is so helpful brilliant service. Reviewed on: 17th April 2026

Never had any issues.

5
Never had any issues. Always easy to gey hold of Reviewed on: 17th April 2026

Great service.

5
Great service. Easy to use. Never any issues with PayPal Reviewed on: 17th April 2026

I like PayPal credit.

5
I like PayPal credit. I found it easy to apply for credit. Customer service advisers are very helpful. Reviewed on: 17th April 2026

PayPal - a close eye on your money

5
Would recommend, have always had really positive experience Reviewed on: 17th April 2026

PayPal is one of the most trusted online payment pla...

5
PayPal is one of the most trusted online payment platforms, offering buyer protection and dispute resolution if something goes wrong. Reviewed on: 17th April 2026

Always straight forward and very secure

5
Always straight forward and very secure Reviewed on: 17th April 2026

I am happy about the possibility of a loan, it is ve...

5
I am happy about the possibility of a loan, it is very helpful Reviewed on: 17th April 2026

PayPal has always been my preference for payments on...

5
PayPal has always been my preference for payments online. I've always had an easy experience with the App and Customer Service. Reviewed on: 17th April 2026

Win Win PayPal

4
PayPal is very easy to use and the option to pay using PayPal can be found on many online retailers. If you also have the credit card you can also use PayPal on your high street win win. Reviewed on: 17th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review