Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93614 reviews)

View other PayPal products

4.90

Based on 93,613 reviews, last reviewed 3rd May 2026

1975600% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Never had an issue with anything so hard to give any... Never had an issue with anything so hard to give any controversial feedback Reviewed on: 3rd May 2026

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (93614)

PayPal - great backup plan for online transactions

Having a PayPal account is great backup plan especially when transacting online, including send or receiving money worldwide. Reviewed on: 10th June 2024

Offered me pay in 4 without me asking for it .

Offered me pay in 4 without me asking for it ..great because I was able to buy logs for the coming winter and pay it in stages Reviewed on: 10th June 2024

Easy, seamless and fantastic offering and service.

Easy, seamless and fantastic offering and service. I regularly use the paypal credit service to buy my larger, more expensive items or use the pay in 3 service. Reviewed on: 10th June 2024

Convenient and good value

Always used paypal credit, it makes online purchases very convenient Reviewed on: 10th June 2024

They are easy to use.

They are easy to use. Simple click when paying and it's all done. Great company and if you have any problems you can get in touch and they are quick.in resolving the issues Reviewed on: 10th June 2024

Always feel safe using PayPal, gives me extra confid...

Always feel safe using PayPal, gives me extra confidence when purchasing items on line through PayPal Reviewed on: 10th June 2024

Some one robbed me and I got paid by PayPal then the...

Some one robbed me and I got paid by PayPal then they took the money back and paid the scammer even though I had all the evidence to back up my claim Reviewed on: 10th June 2024

Have used PayPal for a few years and the new Credit...

Have used PayPal for a few years and the new Credit offer gives a number of payment options - including easy interest free options that take the hassle away from purchasing. Reviewed on: 10th June 2024

Great for borrowing

It good for me but sometimes I find the interest too much. But it’s helpful when you don’t have money Reviewed on: 10th June 2024

Great and easy

Such an easy service to use from start to finish was simple and get notifications when to pay its a brilliants service would recommend to friends and family to use this great service Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 42610 reviews
Payments
from PayPal 4.91 from 3691 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub