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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (93663 reviews)

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4.90

Based on 93,663 reviews, last reviewed 3rd May 2026

1977950% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simless and it has been the best in its class Simless and it has been the best in its class. I didn't even apply for their credit i was told I qualify for one if im interested and I simply said ye... Read more Reviewed on: 3rd May 2026

Latest lowest rating:

1

the calming bed company When I had problem with the calming bed company PayPal sorted it so quickly Reviewed on: 3rd May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (93663)

PayPal top banana

Great and easy to use best thing ever Reviewed on: 10th June 2024

Great experience with customer service very friendly...

Great experience with customer service very friendly people Reviewed on: 10th June 2024

I've had few problems and any ive had have been quic...

I've had few problems and any ive had have been quickly sorted out. Reviewed on: 10th June 2024

PayPal is there when I need it and is the safest way...

PayPal is there when I need it and is the safest way to pay for stuff online Reviewed on: 10th June 2024

For certain things I use PayPal it means I can affor...

For certain things I use PayPal it means I can afford little luxuries I wouldn’t have been able to before excellent service Reviewed on: 10th June 2024

Ease of use.

Ease of use. Like the fact my account is connected with Ebay. Like the fact I can request monies with ease from people I know. I like the offer if paying in 3 and also no interest on items bought on Ebay for 4 months. Reviewed on: 10th June 2024

It’s a fantastic way to pay for things such as shopp...

It’s a fantastic way to pay for things such as shopping, holidays and day to day expenses without worrying. It is flexible to pay off the credit spent and gives you the freedom to pay small instalments or larger ones at your own convenience. As a university student I recommend this. Reviewed on: 10th June 2024

Easy to use

Easy to use especially the app. Can monitor all your paypal payments Reviewed on: 10th June 2024

Paypal Credit go-to app

Paypal credit has been my go-to pay later app, the APR rates are good but most of all the short-term exemption from the rates themselves on certain purchases above £200 are marvellous. Thank you for an excellent service! Reviewed on: 10th June 2024

Hassle free

Easy and straight forward, no headaches. Reviewed on: 10th June 2024

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