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PayPal: PayPal Credit reviews

4.73
Based on 144,036 reviews, last reviewed 21st Jun 2026
4284700% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic credit facility I primarily use PayPal credit for a number of years. The 4 months interest free facility is excellent. Now I also have a physical card so am able to u... Read more Reviewed on: 21st June 2026
DH's avatar
DH

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144036)

15 years with PayPal and will spend more!

5
I have been using PayPal more then 15 years , excellent peace of mind when you pay online and can track the finances. Easy pay in 4 months interest free payment , easy way to not burden ourselves too much when needed basics. Reviewed on: 17th April 2026

app easy to use and the 0% interest over 4 months a...

5
app easy to use and the 0% interest over 4 months a great way to spread the cost of larger purchases Reviewed on: 17th April 2026

Excellent service and customer service always provided.

5
Excellent service and customer service always provided. Reviewed on: 17th April 2026

Simple to use when checking out.

5
Simple to use when checking out. Nearly all retailers accept pay pal credit which makes payments so much easier Reviewed on: 17th April 2026

First rate response to a non delivery

5
First rate response to a non delivery quickly rectified and my funds were reimbursed within a short time Reviewed on: 17th April 2026

Only positive vibes

5
Every issue I have had has been dealt with fast and efficiently Reviewed on: 17th April 2026

I werry hapy client.

5
I werry hapy client.thank you PayPal Reviewed on: 17th April 2026

Easy set up and quick access to app

5
Easy set up and quick access to app Reviewed on: 17th April 2026

Dayly use as finance backup payment

5
Dayly use as finance backup payment Reviewed on: 17th April 2026

Easy to use, good service.

5
Easy to use, good service. Would recommend. Reviewed on: 17th April 2026

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