Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,167 reviews, last reviewed 1st May 2026
1863400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My experience with PayPal has been rather positive. My experience with PayPal has been rather positive. Clear modern interface, using the app. I really enjoy the easy experience when using the interface... Read more Reviewed on: 1st May 2026
Dylan C's avatar
Dylan C

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (91167)

My pal PayPal

5
Have used PayPal for a number of years ,I like the fact that I can feel confident to buy online knowing that I have a great backup from PayPal should anything go wrong ,it is a very straightforward app to use and pretty much idiot proof ,can’t imagine using anything else and plan on continuing to use it well into the future Reviewed on: 7th June 2024
Kathleen 's avatar
Kathleen

Easy to use and instant, never had any issues can re...

5
Easy to use and instant, never had any issues can recommend Reviewed on: 7th June 2024
Marcin H's avatar
Marcin H

Have used PayPal credit for a number of years now an...

5
Have used PayPal credit for a number of years now and always received great deals, payments are super easy to make and manage, I can keep on top of my credit with them and they communicate any changes to my account promptly. Reviewed on: 7th June 2024
Alix's avatar
Alix

Never had any issues would recommend

5
Never had any issues would recommend Reviewed on: 7th June 2024
Lamy 's avatar
Lamy

The safety of online spending is a godsend

5
The safety of online spending is a godsend Reviewed on: 7th June 2024
SandiNScott's avatar
SandiNScott

Good customer service.

5
Good customer service. Easy to get credit. Easy way to pay for things Reviewed on: 7th June 2024
Diane's avatar
Diane

A loyal user over 22 years

5
All is well but getting hold of the customer services is bit tricky. Reviewed on: 7th June 2024
Saleem 's avatar
Saleem

Room for improvement

5
Need to speed up the direct debit process Reviewed on: 7th June 2024
Mark Rowland's avatar
Mark Rowland

Happy with service provided safe and secure

5
Happy with service provided safe and secure Reviewed on: 7th June 2024
Adam B's avatar
Adam B

Great all round very easy to use and well...

4
Great all round very easy to use and well designed UX Reviewed on: 7th June 2024
Neil m's avatar
Neil m

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill