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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,278 reviews, last reviewed 21st Jun 2026
4295900% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit allows me to purchase when I need with... PayPal Credit allows me to purchase when I need with piece of mind that I can pay it off over 4 months without an interest charges. Reviewed on: 21st June 2026
Kully Nijjar's avatar
Kully Nijjar

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144278)

Always great service ,payments always on time

5
Always great service ,payments always on time Reviewed on: 17th April 2026
Kev Jones's avatar
Kev Jones

Excellent service..

5
It is easy to set up and use and gives good protection Reviewed on: 17th April 2026
Suzanne M's avatar
Suzanne M

The clever way to pay. I love it....

5
There is this neat new way to pay with lots of little extras, gain points with purchases!! and we know that points make prizes yeah. Transactions show up quickly and you have several payment options helping you stay in control at all times. Should you see something unusual on your account DONT panic give us a call we are here to help. Have you guessed yet…… You got it the all new PayPal Credit Card and I will be recommending it too my friends and family. I hope you give it a go. Reviewed on: 17th April 2026
Jan N's avatar
Jan N

Smooth experience

5
I’ve had a really positive experience using PayPal for both receiving payments and sending money to friends. The platform is easy to use, and transactions are usually quick and hassle-free. I especially like how simple it is to split costs or send money instantly when needed. Security also feels solid, which gives peace of mind when handling payments online. Overall, it’s been a reliable and convenient option for managing personal transactions. Would definitely recommend it for everyday use! Reviewed on: 17th April 2026
Abidemi O's avatar
Abidemi O

PayPal Credit is great, convenient and very helpful.

5
PayPal Credit is great, convenient and very helpful. Reviewed on: 17th April 2026
Patrick 's avatar
Patrick

Paypal credit has advantages of speed and simplicity...

5
Paypal credit has advantages of speed and simplicity of use. I like the option of a virtual, and a real card. The whole process has been simple and straightforward. Reviewed on: 17th April 2026
Keith R's avatar
Keith R

I always use Paypal for purchases as they are effici...

5
I always use Paypal for purchases as they are efficient and provide peace of mind if anything in dispute. Reviewed on: 17th April 2026
Gemma W's avatar
Gemma W

They are so helpfull and sort out any disputes promptly

5
They are so helpfull and sort out any disputes promptly Reviewed on: 17th April 2026
CORRINA M's avatar
CORRINA M

Trusted and loyal

5
Use PayPal constantly keeps up with me loyal and trusted Reviewed on: 17th April 2026
Dyl 1134's avatar
Dyl 1134

Payments reflect only after few days.

5
Payments reflect only after few days. Very slow customer service response Reviewed on: 17th April 2026
Kris m's avatar
Kris m

Review PayPal: PayPal Credit now

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