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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 91,131 reviews, last reviewed 30th Apr 2026
1861950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is a very good credit to use. Is a very good credit to use. You can pay in 3 and they offer 4 months with no fees Reviewed on: 30th April 2026
Aide S's avatar
Aide S

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91131)

Brilliant great customer service Thank you

5
Brilliant great customer service Thank you Reviewed on: 7th June 2024
maria moura 's avatar
maria moura

Swift easy method of sending and receiving money als...

5
Swift easy method of sending and receiving money also great rates/options with paypal credit Reviewed on: 7th June 2024
Damien R's avatar
Damien R

I’ve only had great experiences.

5
I’ve only had great experiences. It allowed me to pay over time and the credit card option makes payments in person easier too. Reviewed on: 7th June 2024
Anna Eta's avatar
Anna Eta

I have had such a great experience.

5
I have had such a great experience. PayPal are so easy to use and so easy to pay back. There have been times I have accidentally forget to pay the minimum balance but all they did was send me a letter and I paid it. They don’t hassle you constantly like some companies. Reviewed on: 7th June 2024
Ellie Barrington's avatar
Ellie Barrington

Just thst good

5
I love the credit system them have and the very helpful customer service. Reviewed on: 7th June 2024
Kalani C's avatar
Kalani C

So easy to navigate

5
So easy to navigate my PayPal credit account, very simple and is simply incorporated into my current PayPal app. Reviewed on: 7th June 2024
Chantel S's avatar
Chantel S

PayPal credit

5
Very easy to use, and very easy to apply for paypal credit Reviewed on: 7th June 2024
Mrs Lisa Partridge's avatar
Mrs Lisa Partridge

No interest

5
I am happy with the payment and get enough time to pay off Reviewed on: 7th June 2024
Rashid Rashid 's avatar
Rashid Rashid

Excellent easy pay now think later, no interest, rea...

5
Excellent easy pay now think later, no interest, really is brilliant Reviewed on: 7th June 2024
Heather h's avatar
Heather h

Don’t like PayPal much since the change

3
Don’t like PayPal much since the change Reviewed on: 7th June 2024
Sharon J's avatar
Sharon J

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