Smart Money People Logo

PayPal: PayPal Credit reviews

4.91
Based on 91,061 reviews, last reviewed 30th Apr 2026
1858650% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal is very useful. PayPal is very useful. Transfer of money to my bank are almost instant. A big downside though is that exchange rates are really bad when receiving or ... Read more Reviewed on: 30th April 2026
Bel's avatar
Bel

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (91061)

PayPal helps me pay for things by spreading the cost...

5
PayPal helps me pay for things by spreading the cost and it’s very simple to use. I love the app. I also like the fact I’m covered if the sale doesn’t go to plan. Reviewed on: 7th June 2024

They are reachable.

5
They are reachable. They sort queries out quickly Reviewed on: 7th June 2024

Happy customer 123

5
When I have had issues PayPal has sorted them out straight away with no fuss Reviewed on: 7th June 2024

Paypal the best

5
I always use paypal because my payments are safe and protected. Reviewed on: 7th June 2024

Great way to pay with 0 interest

5
Great way to pay with 0 interest Reviewed on: 7th June 2024

PayPal is so amazingly flexible!!!

5
PayPal is fantastic for spreading payments either for smaller amounts with pay in 3 or for larger purchases with 4 months interest free. Amazing; I love using PayPal!!! Reviewed on: 7th June 2024

Good service especially if you need it.

4
Good service especially if you need it. Reviewed on: 7th June 2024

Good customer service & great support staff.

5
Good customer service & great support staff. Reviewed on: 7th June 2024

PayPal has always been at hand for when I need it th...

5
PayPal has always been at hand for when I need it the most. Every query I have had has always been resolved instantly. I would recommend PayPal credit to everybody. Reviewed on: 7th June 2024

Great customer service & very helpful

5
Great customer service & very helpful Reviewed on: 7th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 4 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 41509 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3688 reviews
    PayPal
    View all products