Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144306 reviews)

View other PayPal products

4.73

Based on 144,306 reviews, last reviewed 22nd Jun 2026

4297000% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reason why i like to use PayPalal It’s always easy and quick to pay with PayPal Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (144306)

A very reputable company which provides support to i...

A very reputable company which provides support to its customers. Reviewed on: 17th April 2026

PayPal has helped me

PayPal has helped me by being accessible over a range of platforms and making purchases payments and transfers simple Reviewed on: 17th April 2026

Great Customer Service

I had an issue about the App and called customer service. The lady on the phone tried to help me every possible way she could. I was imressed. Reviewed on: 17th April 2026

PayPal credit review

I like to. Use PayPal credit it always helps me when I am out of money Reviewed on: 17th April 2026

Shahzada

Easy and friendly communication by app Reviewed on: 17th April 2026

Easy to use, friendly, nice interface, nice benefits...

Easy to use, friendly, nice interface, nice benefits and options. Reviewed on: 17th April 2026

Always great when you can pay in 3.

Always great when you can pay in 3. Doesn’t seem to hurt the pocket so much when you can pay in 3 Reviewed on: 17th April 2026

Safe and reliable way to buy online

Safe and reliable way to buy online Reviewed on: 17th April 2026

Security

I feel safe using PayPal to buy online and the pay in 3 option helps me to budget for items I need Reviewed on: 17th April 2026

I use PayPal payment options often and never feel an...

I use PayPal payment options often and never feel any pressure. I never receive emails or messages chasing me or adding pressure for repayments and it feels like a fair system to really help. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 75028 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub