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PayPal: PayPal Credit reviews

4.73
Based on 144,313 reviews, last reviewed 22nd Jun 2026
4297300% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026
Mohammad Khan's avatar
Mohammad Khan

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144313)

PayPal credit review

4
I like to. Use PayPal credit it always helps me when I am out of money Reviewed on: 17th April 2026

Shahzada

5
Easy and friendly communication by app Reviewed on: 17th April 2026

Easy to use, friendly, nice interface, nice benefits...

5
Easy to use, friendly, nice interface, nice benefits and options. Reviewed on: 17th April 2026

Always great when you can pay in 3.

5
Always great when you can pay in 3. Doesn’t seem to hurt the pocket so much when you can pay in 3 Reviewed on: 17th April 2026

Safe and reliable way to buy online

5
Safe and reliable way to buy online Reviewed on: 17th April 2026

Security

5
I feel safe using PayPal to buy online and the pay in 3 option helps me to budget for items I need Reviewed on: 17th April 2026

I use PayPal payment options often and never feel an...

5
I use PayPal payment options often and never feel any pressure. I never receive emails or messages chasing me or adding pressure for repayments and it feels like a fair system to really help. Reviewed on: 17th April 2026

Have used for years with no issue

5
Have used for years with no issue Reviewed on: 17th April 2026

overall the experience is good but room for improvement

4
overall the experience is good however where there is a genuine dispute with a supplier, paypal can be quite difficult and faceless to work with and resolving the issue is tiresome and contravenes UK consumers rights. Reviewed on: 17th April 2026

My PayPal review

5
So easy to use and help with any problems you have with purchases. Reviewed on: 17th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review