Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,320 reviews, last reviewed 22nd Jun 2026
4297650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was quick straight forward. It was quick straight forward. Approval in minutes. Overall very pleasant experience. Reviewed on: 22nd June 2026
Bea LS's avatar
Bea LS

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (144320)

Always great when you can pay in 3.

5
Always great when you can pay in 3. Doesn’t seem to hurt the pocket so much when you can pay in 3 Reviewed on: 17th April 2026
Kirk C's avatar
Kirk C

Safe and reliable way to buy online

5
Safe and reliable way to buy online Reviewed on: 17th April 2026
Fred H's avatar
Fred H

Security

5
I feel safe using PayPal to buy online and the pay in 3 option helps me to budget for items I need Reviewed on: 17th April 2026
Ellen B's avatar
Ellen B

I use PayPal payment options often and never feel an...

5
I use PayPal payment options often and never feel any pressure. I never receive emails or messages chasing me or adding pressure for repayments and it feels like a fair system to really help. Reviewed on: 17th April 2026
Ryan Trim's avatar
Ryan Trim

Have used for years with no issue

5
Have used for years with no issue Reviewed on: 17th April 2026
L K's avatar
L K

overall the experience is good but room for improvement

4
overall the experience is good however where there is a genuine dispute with a supplier, paypal can be quite difficult and faceless to work with and resolving the issue is tiresome and contravenes UK consumers rights. Reviewed on: 17th April 2026
Michael Anwyll's avatar
Michael Anwyll

My PayPal review

5
So easy to use and help with any problems you have with purchases. Reviewed on: 17th April 2026
Rob E's avatar
Rob E

So easy to pay for ebay purchases and its a great wa...

5
So easy to pay for ebay purchases and its a great way to spread the cost pay in 3 or pay in 4 . Reviewed on: 17th April 2026
Kelly 's avatar
Kelly

Been with PayPal years never had a problem

5
Been with PayPal years never had a problem Reviewed on: 17th April 2026
Summer's avatar
Summer

It's seamless and hassle-free payment without worry...

5
It's seamless and hassle-free payment without worry about payables right away!. Reviewed on: 17th April 2026
Anser's avatar
Anser

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill