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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144332 reviews)

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4.73

Based on 144,332 reviews, last reviewed 22nd Jun 2026

4298200% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Got me an out a hole! Got me an out a hole! So supportive also fabulous interest rates for what it is! So easy to use! Super super super!!! Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144332)

Shahzada

Easy and friendly communication by app Reviewed on: 17th April 2026

Easy to use, friendly, nice interface, nice benefits...

Easy to use, friendly, nice interface, nice benefits and options. Reviewed on: 17th April 2026

Always great when you can pay in 3.

Always great when you can pay in 3. Doesn’t seem to hurt the pocket so much when you can pay in 3 Reviewed on: 17th April 2026

Safe and reliable way to buy online

Safe and reliable way to buy online Reviewed on: 17th April 2026

Security

I feel safe using PayPal to buy online and the pay in 3 option helps me to budget for items I need Reviewed on: 17th April 2026

I use PayPal payment options often and never feel an...

I use PayPal payment options often and never feel any pressure. I never receive emails or messages chasing me or adding pressure for repayments and it feels like a fair system to really help. Reviewed on: 17th April 2026

Have used for years with no issue

Have used for years with no issue Reviewed on: 17th April 2026

overall the experience is good but room for improvement

overall the experience is good however where there is a genuine dispute with a supplier, paypal can be quite difficult and faceless to work with and resolving the issue is tiresome and contravenes UK consumers rights. Reviewed on: 17th April 2026

My PayPal review

So easy to use and help with any problems you have with purchases. Reviewed on: 17th April 2026

So easy to pay for ebay purchases and its a great wa...

So easy to pay for ebay purchases and its a great way to spread the cost pay in 3 or pay in 4 . Reviewed on: 17th April 2026

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