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PayPal: PayPal Credit reviews

4.91
Based on 90,807 reviews, last reviewed 30th Apr 2026
1847050% increase in 5 star reviews
in the past 90 days
10500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find Pay in 3 really good and affordable for me by... I find Pay in 3 really good and affordable for me by spreading the cost Reviewed on: 30th April 2026
Zee 's avatar
Zee

Latest lowest rating:

1

The worst service I have ever encountered I do not r... The worst service I have ever encountered I do not recommend it to anyone Reviewed on: 30th April 2026
Ionut 's avatar
Ionut

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90807)

Great service

5
Great service Great service and easy to use system Reviewed on: 7th June 2024

Easy to use.

5
Easy to use. Gives some confidence your money is secure Reviewed on: 7th June 2024

PayPal Credit is a good idea, but I dont like it bec...

5
PayPal Credit is a good idea, but I dont like it because not make an upgrade Reviewed on: 7th June 2024

Easy to use

5
Very easy straightforward service to use. User friendly. Convenient use of funds to allow shopping across many platforms Reviewed on: 7th June 2024

Very easy and affordable.

5
Very easy and affordable. Would recommend to friends and family. Reviewed on: 7th June 2024

Good payment method

5
Easy to use app, and good choice of services when paying for goods. Pop up notifications are useful. Reviewed on: 7th June 2024

Great tool for credit utilisation

5
Great tool for credit utilisation Reviewed on: 7th June 2024

Fast, efficient and trustworthy

5
Good security and helpful customer service. Fast, efficient and trustworthy! Reviewed on: 7th June 2024

Easy process

5
Easy process to set up and manage account. Has different options for different spending needs enabling me yo buget yet spreading the cost when buying more expensive items. I generally get things paid before the end of the interest free period as feel.this could get expensive if not. Reviewed on: 7th June 2024

PayPal have been great to use for all my purchases.

5
PayPal have been great to use for all my purchases. Much safer way to buy from sellers you don’t know Reviewed on: 7th June 2024

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