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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,808 reviews, last reviewed 12th Mar 2026

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

cccccccccccccccccccccccccccccccccccccccccccccccccccc... cccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccccc Reviewed on: 12th March 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50808)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I have always been satisfied with the service I rece...

I have always been satisfied with the service I receive. Reviewed on: 27th June 2025

Paypal are clear

I have had good a good experience Reviewed on: 27th June 2025

Quick answer for credit

Such help when buying things outside my immediate budget. Reviewed on: 27th June 2025

Excellent Service .

Always positive my go to when buying online. Love the flexibility options which can really help with large purchases Reviewed on: 27th June 2025

Safe, reliable, excellent service

I always use PayPal for my online transaction Reviewed on: 27th June 2025

Thank you for this amazing opportunity!

I’ve had such a positive experience with PayPal Credit — it’s been a real help during moments when I needed extra flexibility. Thank you! Everything is clear and easy to manage, and I always feel safe and supported using it. It's rare to find a service that feels both professional and genuinely human. They are great in customer service and reply and assist when needed. I’m so grateful for how it’s helped me stay on top of things, especially during those tight months — and that peace of mind really means a lot. I’d be truly happy to see PayPal Credit win again because it’s so well-deserved. Fingers crossed, and what an amazing opportunity it is. Thank you all so much, and good luck in the awards! Reviewed on: 27th June 2025

Always There, PayPal.

PayPal has been my go when I'm short of funds and need to purchase something in , pay in 3. I also use PayPal as my preferred payment when shopping online. All in all PayPal is there always there when I need them. Reviewed on: 27th June 2025

Very handy for unexpected costs, easy to use and nic...

Very handy for unexpected costs, easy to use and nice that it is flexible would recommend to family and friends. Reviewed on: 27th June 2025

Easy to use

It is a very good service to use, very easy to use and efficient. It’s very easy to use for apps and payments. However it is hard to pay for individual transactions. I wasn’t aware that I can’t pay for an individual transaction that was ‘paying it back in 4 months interest free’ until I paid back all other transactions that happened after. But I have and still would recommend to people to use. Reviewed on: 26th June 2025

Very prompt easy to use great costumer service good...

Very prompt easy to use great costumer service good rate of interest woanderfool service Reviewed on: 26th June 2025

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