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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great credit allowance

Very good excellant amount of credit Reviewed on: 4th August 2026

peace of mind

The flexibility gives me enormous peace of mind which then supports my passion to be outdoors and travelling doing extreme sports that I love to do. Reviewed on: 4th August 2026

PayPal value for money

Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026

A little different than your average credit card

Has been a great facility, overall cheaper than your average credit card Reviewed on: 3rd August 2026

Excellent good excellent good excellent good

Excellent good excellent good excellent good Reviewed on: 3rd August 2026

Awesome PayPal

PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026

Its a useful money tool for online purchases

Its a useful money tool for online purchases Reviewed on: 2nd August 2026

The ease it provides is now so much better.

The ease it provides is now so much better. More websites and online are now accepting this payment. Bring able to add this to my wallet has made things far easier when buying tickets, music and festivals Reviewed on: 1st August 2026

The offer good and readily available credit options

The offer good and readily available credit options Reviewed on: 1st August 2026

PayPal Made Booking My Flight So Much Easier

I had a really positive experience using PayPal. I needed to book my flight and, at the time, PayPal offered me the option to split my payment into instalments, which was extremely helpful and made the process much easier for me. The whole experience was simple, convenient, and stress-free. I really appreciated having the flexibility to manage my payment while still being able to complete my booking when I needed to. PayPal gave me more confidence and made a big expense feel much more manageable. I’m genuinely happy with the service and the convenience PayPal provides. It’s easy to use, reliable, and I would definitely recommend it to anyone looking for a secure and flexible way to make payments online. Reviewed on: 1st August 2026

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