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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103085 reviews)

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4.90

Based on 103,085 reviews, last reviewed 9th May 2026

2410850% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal credit has really helped me in building my cr... PayPal credit has really helped me in building my credit score and making better financial choices. Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (103085)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Experience overall has been good

I wanted to express my sincere appreciation for the seamless transfer experience I've had. Your platform has made managing my finances convenient. Furthermore, the customer care I received was exceptional, with a representative who was both helpful and attentive. Reviewed on: 9th May 2026

Easy to use and really helpful.

Easy to use and really helpful. When I remember to use will be even better as then I can use the point to shop on line Reviewed on: 9th May 2026

Never had an issue with PayPal services.

Never had an issue with PayPal services. Not even when my xbox got hacked and someone in China bought points. Reviewed on: 9th May 2026

So easy to use.

So easy to use. Quick and convenient and secure which gives one confidence to use it Reviewed on: 9th May 2026

A really useful way for credit

I have used PayPal credit on numerous occasions and have found it a very useful tool. I have a direct debit so won't forget a payment. It is sometimes a little too convenient but that is my bad! Recommend as a short term plan for a little extra when ready cash isn't available Reviewed on: 9th May 2026

Safe universal payment for goods

Safe universal payment for goods Reviewed on: 9th May 2026

Fast easy to use fast results, easy to understand an...

Fast easy to use fast results, easy to understand and keep track of spending and repayments Reviewed on: 9th May 2026

Very good app

User friendly and helpful tools. Overall very good app. Reviewed on: 9th May 2026

Love PayPal!

Love PayPal! I know i always have a safe way to pay! Reviewed on: 9th May 2026

a positive experience.

Always had a positive experience. It is reassuring to know that our financial security when making purchases is well-managed. You company strives to provide a dependable service that instills confidence in it's users. Reviewed on: 9th May 2026

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