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PayPal: PayPal Credit reviews

4.73
Based on 181,092 reviews, last reviewed 2nd Aug 2026
98% increase in 5 star reviews
in the past 90 days
141% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Awesome PayPal PayPal is always there when i need a safe transaction Reviewed on: 2nd August 2026
Paul E's avatar
Paul E

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181092)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So so , one of the first but now a...

3
So so , one of the first but now a days Reviewed on: 24th July 2026

Very reliable

3
Very efficient organisation and reliable. I use PayPal a lot when purchase stuff on the Internet. Reviewed on: 24th July 2026

I've used the pay in 3, pay in 4 and even used PayPa...

5
I've used the pay in 3, pay in 4 and even used PayPal credit and all worked for me without any fuss and yes I would fully recommend and have done Reviewed on: 24th July 2026

Got much help when I most needed it,

5
Got much help when I most needed it, Reviewed on: 24th July 2026

PayPal is one of the easiest platforms to use and th...

5
PayPal is one of the easiest platforms to use and they are great at keeping me updated on all my transactions Reviewed on: 24th July 2026

Secure and problem free!

5
Never have I had any problems using PayPal - it's secure and easy to use. I would recommend PayPal to everyone else. Reviewed on: 23rd July 2026

I had a problem obce with my account when someone el...

5
I had a problem obce with my account when someone elses room over my account but i contacted agent from PayPal and everything was solved smoothly. Normalny I am using PayPal for sny online purchasr and i am very happy:) Reviewed on: 23rd July 2026

I have not used PayPay Credit yet

5
I have not used PayPay Credit yet Reviewed on: 23rd July 2026

Always quick and easy to use, interest free payments...

5
Always quick and easy to use, interest free payments and some over a year on certain brands Reviewed on: 23rd July 2026

great app, very useful n othing like it

2
great app, very useful n othing like it Reviewed on: 23rd July 2026

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