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PayPal: PayPal Credit reviews

4.73
Based on 143,126 reviews, last reviewed 20th Jun 2026
4243450% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No problem thank you I’ve been with them for years G... No problem thank you I’ve been with them for years Great Reviewed on: 20th June 2026
Anonymous's avatar
Anonymous

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143126)

i love using paypal.

5
i love using paypal. every transaction feels safe and secure. their customer service is always outstanding! Reviewed on: 12th June 2026

Perfection PayPal.

5
Love pay pal. Extra time to pay for items. Piece mind should item be faulty or not turn up at all. Pay pal got you covered. When shopping on line I will go for a shop more if they use PayPal. I encouraged my wife and my daughters to get this. They use it all the time now. Wish could pay everything this way especially the way prices keep rising on everything you buy now. Reviewed on: 12th June 2026

never had issues and allows me to pay in many...

5
never had issues and allows me to pay in many retailers Reviewed on: 12th June 2026

Useful option to have with clear payment plan

5
Useful option to have with clear payment plan Reviewed on: 12th June 2026

Excellent credit

5
It's great for giving credit when You need money Reviewed on: 12th June 2026

Reliable and easy to use .

5
Reliable and easy to use . I have used PayPal credit for a while now and I’d recommend Reviewed on: 12th June 2026

asy to pay with so many different retailers

5
Easy to pay with so many different retailers Reviewed on: 12th June 2026

Trusted Payment Platform for Everyday Use

5
I've been using PayPal for quite a while now, and it's made online payments so much easier. Whether I'm shopping online, paying for services, or sending money to family and friends, everything is usually quick and straightforward. What I like most is the convenience and peace of mind. I don't have to enter my card details on every website, and I feel more secure knowing there's buyer protection if something goes wrong with a purchase. The app is easy to use, and I've never had any major issues with transactions. Overall, PayPal has been a reliable service for me, and I wouldn't hesitate to recommend it to others. Reviewed on: 12th June 2026

Pay pal the smarter way to pay

5
I have never had any problems using PayPal in fact I love the pay in 3 it makes something expensive more affordable over 3 months Reviewed on: 11th June 2026

Everything is so clear to understand

5
Everything is so clear to understand Reviewed on: 11th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review