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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143255 reviews)

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4.73

Based on 143,255 reviews, last reviewed 20th Jun 2026

4249300% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use, several options for payments and use of... Ease of use, several options for payments and use of retailers that are compatible with this payment option. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143255)

Easy to use and spread payments over several months.

Easy to use and spread payments over several months. Makes managing money easy. Good customer service of something goes wrong. Reviewed on: 12th June 2026

Great online banking platform

I’ve been using PayPal for years now , I use for transactions for online buying because I feel safe using this system , and have in over 10 years never had any issues would recommend to anyone who purchases online regularly. Reviewed on: 12th June 2026

PayPal credit is our default credit when needed.

PayPal credit is our default credit when needed. The simplicity of use and convenience is fantastic Reviewed on: 12th June 2026

Very smooth process and a fantastic way to pay for e...

Very smooth process and a fantastic way to pay for essential needs Reviewed on: 12th June 2026

Makes paying for items simple.

Makes paying for items simple. Most online retailers except PayPal Reviewed on: 12th June 2026

PayPal is for me !

PayPal is straight forward and easy to use. When I have had a problem their customer service has been superb in sorting it out for me. They give options on ways of payment eg. Credit, Pay In Three, straight from bank etc. this suits my way of shopping and I like having the choice. I use PayPal as my main option for paying for things as I know I’m safe with them. Reviewed on: 12th June 2026

Online payment

I use PayPal for many of my online purchases, because I feel safe that if there was a problem with the item or delivery I would receive a refund very quickly. Reviewed on: 12th June 2026

PayPal credit comes in handy for the items that seem...

PayPal credit comes in handy for the items that seem a little bit expensive but when able to cut it down in to payments seems a lot more affordable Reviewed on: 12th June 2026

Seamless professional service , user friendly experi...

Seamless professional service , user friendly experience an all round benefit to have in your financial armoury. Reviewed on: 12th June 2026

Great service

I have used PayPal credit for while and have had no problems at all. Always have used it especially on expensive items. Reviewed on: 12th June 2026

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