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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143334 reviews)

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4.73

Based on 143,334 reviews, last reviewed 20th Jun 2026

4252900% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal help me out a lot financially. PayPal help me out a lot financially. It let me monthy. Thanks. Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143334)

Fantastic service and easy to use

Paypal has always been great with there customer service and support. I love how easily it is to use at checkouts on websites. Reviewed on: 12th June 2026

PayPal is great!!!!

PayPal allows me to purchase items that I would usually have to save for without building up lots of debt. I also use it too book holiday. The app is easy to manage. Any disputes that I have had have been resolved quickly. I dont understand why anyone would not use PayPal!!! Reviewed on: 12th June 2026

Excellent for affordable purchases

Very reliable and confident for making larger more expensive purchases affordable. Reviewed on: 12th June 2026

The overall service from paypal is great and the onl...

The overall service from paypal is great and the only reason I have not given 5 stars is that I don't feel that their app and website is as user friendly & intuitive as it could be. Reviewed on: 12th June 2026

PayPal provides secure payment method.

PayPal provides secure payment method. I have been using PayPal for a very long time and never had doubts that I would lose my money. The security aspect is very highly regarded globally. Also the ease of use in the App and Web helps massively. Reviewed on: 12th June 2026

As a platform is intuitive and practical

As a platform is intuitive and practical, makes it easy to use and its reach continues to grow. Specially good for online purchases Reviewed on: 12th June 2026

Whats to tell - Pay-in-3 is really useful.

Whats to tell - Pay-in-3 is really useful. I don't use credit cards anymore, but I don't mind using Pay-in-3 a reasonable amount to help defray costs, especially come the end of the month before payday. Reviewed on: 12th June 2026

I have only had a good experience with PayPal when e...

I have only had a good experience with PayPal when ever I have used it to pay for something yours sincerely Derek Fleming Reviewed on: 12th June 2026

PayPal is very user friendly with great credit options

PayPal is very user friendly, all of your payment methods in one place. They also have a fantastic pay in 3 system where you pay for your purchases over three months, interest free!. If you're eligible, PayPal credit is also even better for purchases over £99 where you spread the cost over 4 months interest free. I find it a great way to manage my finances. PayPal were also great when I needed to dispute a payment to a retailer when I didn't receive my items, I have never had a company respond so quickly and I feel extra safe using their credit products. Reviewed on: 12th June 2026

PayPal - Versatile Payment Platform

PayPal is my preferred payment method as it’s quick and easy with various payment options. Reviewed on: 12th June 2026

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