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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,381 reviews, last reviewed 20th Jun 2026
4254950% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I always look for PayPal for purchases, for the pro... I always look for PayPal for purchases, for the protection it gives. Reviewed on: 20th June 2026
Reb 's avatar
Reb

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143381)

Easy to use, helps spread the payments easy app.

5
Easy to use, helps spread the payments. Good reminders in plenty of time. Reviewed on: 12th June 2026
Fiona K's avatar
Fiona K

Great product!

5
I use PayPal credit for lots of different things. It’s great to be able to use it in a variety of different shops when shopping online and now I with the PayPal credit card they’ve made it even easier to be able to use in stores aswell! Reviewed on: 12th June 2026
Antonia R's avatar
Antonia R

Easy to use, convenient and safe.

5
Easy to use, convenient and safe. Reviewed on: 12th June 2026
Deb C's avatar
Deb C

A very reliable service

4
I only ever had one issue and pay pal sorted it very quickly Reviewed on: 12th June 2026
SI's avatar
SI

Very good deals and offers.

5
Very good deals and offers. Easy to use. Help is available all the time. Reviewed on: 12th June 2026
Lalit K's avatar
Lalit K

Had no reason to contact customer service but have n...

4
Had no reason to contact customer service but have no issues with his it works Reviewed on: 12th June 2026
C W's avatar
C W

Good deals on over £100 spent online and 4 month int...

5
Good deals on over £100 spent online and 4 month interest free repayments Reviewed on: 12th June 2026
Alex's avatar
Alex

Long Time Customer - very happy

5
I’ve been using PayPal for years and have always found it reliable, secure, and easy to use. Sending and receiving payments is straightforward, and buyer protection gives extra peace of mind when shopping online. A great service that makes managing payments simple and convenient. Reviewed on: 12th June 2026
Bradley S's avatar
Bradley S

Quick and convenient

5
Very convenient to access different funding mechanisms based on spending amounts Reviewed on: 12th June 2026
Philip B's avatar
Philip B

Online purchase with confidence

5
It was extremely easy to pay for my online purchase with Pay Pal. Reviewed on: 12th June 2026
Jackie F's avatar
Jackie F

Review PayPal: PayPal Credit now

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