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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143428 reviews)

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4.73

Based on 143,427 reviews, last reviewed 20th Jun 2026

4257200% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great tracking, safe money Safe way to purchase with protection of your money and the transaction Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143428)

Been a great way of spreading payments.

Been a great way of spreading payments. Such an easy payment method without having to enter credit card details when buying. Reviewed on: 12th June 2026

I've been using PayPal for over 20 years and in that...

I've been using PayPal for over 20 years and in that time I have only needed to make just a few queries about a transaction. Reviewed on: 12th June 2026

I use PayPal for number of years.

I use PayPal for number of years. Never had a problem and if there was one , team was very helpful and sort it out in no time. Reviewed on: 12th June 2026

I have used PayPal for many years now and feel secur...

I have used PayPal for many years now and feel secure with my transactions Reviewed on: 12th June 2026

PayPal Credit is great but need improvements ...

PayPal Credit It’s great but when payments are done they reflect on the Paypal credit balance but the amount in not deducted until days later from the bank account which resulted in insufficient funds at some point and further charges which made the experience extremely frustrating. Reviewed on: 12th June 2026

Smart service and convenient all round

Smart service and convenient all round Reviewed on: 12th June 2026

Delighted with transparency

I am pleased especially with the highlighted 4 months credit and date indicating when to pay. Would like this for the amounts below £100 as well Reviewed on: 12th June 2026

I am satisfied with paypal service

I am satisfied with paypal service Reviewed on: 12th June 2026

PayPal credit benefits

PayPal credit helps me to buy items and pay up in 4 months without interest. I feel this helps me by avoiding long term debt while being able to make essential purchases. Reviewed on: 12th June 2026

Feel protected

Easy to check out easy to use, I feel protected using PayPal as I know I can contact the PayPal if anything goes wrong with my transaction. Reviewed on: 12th June 2026

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