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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,634 reviews, last reviewed 30th Apr 2026
1838950% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love the points and access to pay in 3 Love the points and access to pay in 3 Reviewed on: 30th April 2026
DexterF's avatar
DexterF

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90634)

Pay in 4 is extremely useful.

5
Pay in 4 is extremely useful. Only complaint is the amount of time payments take to show up in thr account, sometimes its several days. Reviewed on: 24th April 2026
Adrian P's avatar
Adrian P

Probably the best platform around

5
Probably the best platform around Reviewed on: 24th April 2026
Akmal N's avatar
Akmal N

Great service, options that suit everyone’s needs

5
Great service, options that suit everyone’s needs Reviewed on: 24th April 2026
Colin C's avatar
Colin C

never have any issues with paypal

5
never have any issues with paypal Reviewed on: 24th April 2026
linda l's avatar
linda l

The service is good and the benefits are good

4
The service is good and the benefits are good Reviewed on: 24th April 2026
Wendy Murray's avatar
Wendy Murray

Good experience and possibility to spreading costs

5
Good experience and possibility to spreading costs Reviewed on: 24th April 2026
Celia F's avatar
Celia F

Really easy set up and easy to make secure purchases...

5
Really easy set up and easy to make secure purchases payments Reviewed on: 24th April 2026
ML's avatar
ML

Helpful for Managing Purchases

5
My experience with PayPal Credit has been very positive. It’s easy to use, offers flexible payment options, and makes managing purchases more convenient. The platform is clear and straightforward, and payments are simple to track. Overall, it’s been a reliable and helpful way to spread the cost of purchases when needed. Reviewed on: 24th April 2026
Atanas Chamov's avatar
Atanas Chamov

Best credit reassurance on purchases

5
I use PayPal credit for most online purchases as it gives me protection and reassurance Reviewed on: 24th April 2026
Diane York's avatar
Diane York

Have not had any need for customer service, which is...

5
Have not had any need for customer service, which is a good thing as everything has been very positive so far Reviewed on: 24th April 2026
Cora L's avatar
Cora L

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