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PayPal: PayPal Credit reviews

4.73
Based on 143,051 reviews, last reviewed 20th Jun 2026
4239900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Had an issue with a purchase item with faulty item Had an issue with a purchase item. I asked for help form PayPal to step in. Which I was able to get my refund on a faulty item Reviewed on: 20th June 2026
khads1000's avatar
khads1000

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143051)

10 Star plus

5
All experience have been amazing. And will continue using the service great +++++????? +? ++++++++++++++++++++++++++++++++++++ Reviewed on: 11th June 2026

its about making money not helping people

3
its about making money not helping people Reviewed on: 11th June 2026

Outsanding Credit Card

5
superb expereience ... All problems are sorted right away by customer service. Reviewed on: 11th June 2026

Been using PayPal for many years always safe and rel...

5
Been using PayPal for many years always safe and reliable Reviewed on: 11th June 2026

User friendly app

5
Easy to pay forl larger purchases, app really easy to use Reviewed on: 11th June 2026

Outstanding customer service have already recommende...

5
Outstanding customer service have already recommended paypal to my friends. Reviewed on: 11th June 2026

It’s been a blessing when you are out and about and...

5
It’s been a blessing when you are out and about and have not only PayPal credit card on apple wallet but the bigger Xmas purchases and birthday presents can now be purchased and paid off but by bit with 4 months zero interest. Reviewed on: 11th June 2026

Convenient and Reliable Credit Option

5
I’ve had a really positive experience using PayPal Credit. The application process was straightforward, payments are easy to manage through the app, and the flexibility of spreading the cost of purchases has been really helpful. I’ve found it to be a convenient and reliable way to budget for larger purchases, and customer service has always been helpful when needed. Reviewed on: 11th June 2026

Excellent Service

5
Excellent Service , user friendly app Reviewed on: 11th June 2026

It's been fine

5
It's been fine, information is clear Reviewed on: 11th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review