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PayPal: PayPal Credit reviews

4.73
Based on 143,045 reviews, last reviewed 20th Jun 2026
4239600% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026
Adebisi A's avatar
Adebisi A

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143045)

Great points back deal.

5
Great points back deal. I like that you get extra points with the physical card and that the physical card is so easy to get. Reviewed on: 11th June 2026

I use PayPal to book trips

5
I use PayPal to book trips and maintain my camera equipment! It’s very effective Reviewed on: 11th June 2026

10 out of 10 for customer service and efficiency

5
I have used PayPal and PayPal Credit for quite a while now. If I have had any problems they are sorted out with efficiency. I have also used PayPal Credit when I needed a new computer and they were very helpful in aiding me to do that. Reviewed on: 11th June 2026

I always prefer to pay through PayPal.

5
I always prefer to pay through PayPal. If the payment is not secured by PayPal.i cancel the payment. Reviewed on: 11th June 2026

10 Star plus

5
All experience have been amazing. And will continue using the service great +++++????? +? ++++++++++++++++++++++++++++++++++++ Reviewed on: 11th June 2026

its about making money not helping people

3
its about making money not helping people Reviewed on: 11th June 2026

Outsanding Credit Card

5
superb expereience ... All problems are sorted right away by customer service. Reviewed on: 11th June 2026

Been using PayPal for many years always safe and rel...

5
Been using PayPal for many years always safe and reliable Reviewed on: 11th June 2026

User friendly app

5
Easy to pay forl larger purchases, app really easy to use Reviewed on: 11th June 2026

Outstanding customer service have already recommende...

5
Outstanding customer service have already recommended paypal to my friends. Reviewed on: 11th June 2026

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