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PayPal: PayPal Credit reviews

4.73
Based on 181,095 reviews, last reviewed 4th Aug 2026
69% increase in 5 star reviews
in the past 90 days
105% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal value for money Excellent value and able to pay off in interest free installments Reviewed on: 4th August 2026
Paul Cooper's avatar
Paul Cooper

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181098)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s very easy, most retailers accept PayPal, quick...

5
It’s very easy, most retailers accept PayPal, quick to accept credit and confirm acceptance, good website. Reviewed on: 14th July 2026

Best Paypal credit card

5
Just one word excellent no complaints Reviewed on: 14th July 2026

Flexible cash anytime, it is always there when you n...

5
Flexible cash anytime, it is always there when you need you. Reviewed on: 14th July 2026

Life changing

5
Using PayPal credit has really made my life easier as now I don’t need to worry about being able to afford Christmas and birthday presents Reviewed on: 14th July 2026

Top free credit site.

5
Top free credit site.easy to use site easy to understand. Would recommend to everyone. 5* Reviewed on: 14th July 2026

PayPal yes we will

5
Be or not to be. We will make sure that you can bla bla bla any time 24/7/365 Reviewed on: 14th July 2026

Great *****

5
Great service there when you need it most Reviewed on: 14th July 2026

Am satisfied with PayPal for rendering help when nee...

5
Am satisfied with PayPal for rendering help when needed. I think is worth crediting and recommending. Reviewed on: 14th July 2026

Easy no interest payments taken straight from my ban...

5
Easy no interest payments taken straight from my bank account so I can’t forget to pay plus a message advising well before so I know the money will be leaving my account. Easy and brilliant. Reviewed on: 14th July 2026

Very easy to use.

5
Very easy. All online of course and from a name I already trusted from the payment app. No complaints at all. Reviewed on: 14th July 2026

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