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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,307 reviews, last reviewed 22nd Jun 2026
4297050% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was always helped when i had issues. I was always helped when i had issues. Reviewed on: 22nd June 2026
Eugen 's avatar
Eugen

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (144307)

So easy to use highly recommended

5
So easy to use highly recommended Reviewed on: 13th June 2026
Clare B's avatar
Clare B

Good customer service and website very easy to use

5
Good customer service and website very easy to use Reviewed on: 13th June 2026
Janet D's avatar
Janet D

Easy to to use clear limits.

5
Easy to to use clear limits. Like can use on my phone where ever I go or online. Like limits are regularly reviewed. Reviewed on: 13th June 2026
JennyC 's avatar
JennyC

Ease of use

5
I find PayPal very easy to use and love the ease of PayPal credit, makes purchases a lot easier and if their is an issue PayPal are there to help Reviewed on: 13th June 2026
Paul C's avatar
Paul C

PayPal credit is better than most of the credit card...

5
PayPal credit is better than most of the credit cards I have been using, the interest rates are affordable, the 4 months interest free for purchases over £99 are a amazing and the customer service is excellent. The only thing that bothers me a little is that the payments made to the card take long to update and sometimes there are discrepancies between the available credit and the balance. But that is all I dislike. Reviewed on: 13th June 2026
Alina C's avatar
Alina C

Great service

5
Great to use but I feel more retailers should allow paypal as an option. Like amazon Reviewed on: 13th June 2026
Sar lou's avatar
Sar lou

I find PayPal Credit to be straightforward.

5
I find PayPal Credit to be straightforward. The ability to spread the cost of larger purchases has been very helpful. The account is easy to manage through the PayPal app, and payments are simple to make. for me PayPal Credit makes budgeting easier when used responsibly. As with any form of credit, it's important to understand the terms and make payments on time, but overall I've found PayPal Credit to be a convenient and flexible payment option. Reviewed on: 13th June 2026
Katie L's avatar
Katie L

It’s excellent service.

5
It’s excellent service.financial system is very good as PayPal credit Reviewed on: 13th June 2026
Raoul C's avatar
Raoul C

Excellent

5
PayPal is a great way to spend over time and great service provided Reviewed on: 13th June 2026
Ava H's avatar
Ava H

Ease of use, great app

5
Ease of use, great app added bonus to purchase cryptocurrency Reviewed on: 13th June 2026
David A's avatar
David A

Review PayPal: PayPal Credit now

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