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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144283 reviews)

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4.73

Based on 144,283 reviews, last reviewed 21st Jun 2026

4296100% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly professional to be honest, I’ve always manage... Highly professional to be honest, I’ve always managed to get someone on the phone whenever I’ve had an issue, like an actual person and not a bot, eac... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144283)

Great service and the pay in 3 function is awesome...

Great service and the pay in 3 function is awesome Reviewed on: 13th June 2026

Nice and easy to use, statement email and regular ac...

Nice and easy to use, statement email and regular account updates Reviewed on: 13th June 2026

Super easy and convenient.

Super easy and convenient. Easy to pay off in monthly payments . Very helpful indeed Reviewed on: 13th June 2026

It’s easy to use and secure when making purchases

It’s easy to use and secure when making purchases Reviewed on: 13th June 2026

Love the 4 months interest free for spending over £100

Love the 4 months interest free for spending over £100 Reviewed on: 13th June 2026

Really helped get me out of a tough situation and al...

Really helped get me out of a tough situation and allowed me to pay back with no interest for the first few months which was such an added benefit. Highly recommended Reviewed on: 13th June 2026

Security where its needed.

Been using Paypal for years as an extra layer of protection for purchases, successfully helped stop an attempt on my account. Reviewed on: 13th June 2026

Amazing credit opportunity

Such an easy process and I like the fact that you can pay it off earlier if you want to Reviewed on: 13th June 2026

Easy to use and very helpful spreading purchases ove...

Easy to use and very helpful spreading purchases over a period without charges Reviewed on: 13th June 2026

The flexibility when paying back back a purchase wit...

The flexibility when paying back back a purchase with in 4 months is great. Its really helped with work as a self employed guy Reviewed on: 13th June 2026

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