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PayPal: PayPal Credit reviews

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4.91
Based on 91,131 reviews, last reviewed 30th Apr 2026
1861950% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Is a very good credit to use. Is a very good credit to use. You can pay in 3 and they offer 4 months with no fees Reviewed on: 30th April 2026
Aide S's avatar
Aide S

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91131)

Very good experience.

5
Very good experience. Recommended Reviewed on: 24th April 2026
Mtaffy's avatar
Mtaffy

Best ever safety on line.

5
I always use PayPal for all my online purchases I feel safe with PayPal. Any disputes I have is dealt with courteously and always get disputes sorted .I have been using PayPal for years now and would definitely recommend to anyone hoe easy and share it is to use.I also love the option of pay in 3 as if gives you time to pay for things you don’t want to pay all at once .Its my go to bank for online shopping. Reviewed on: 24th April 2026
Iris M's avatar
Iris M

Easy to use.

5
Easy to use. Good options. Good information provided on my purchase and good integration into other apps so I can track items. Reviewed on: 24th April 2026
Marcus Wood's avatar
Marcus Wood

PayPal enhances our life greatly

5
Paypay credit and pay 3 allow people who need a little short time help to have more in their lives. We actually do a large amount of banking thru PayPal and avoid online stores that dont use PayPal because of security and ease.0 Reviewed on: 24th April 2026
Mark S's avatar
Mark S

Easy to use, the app is manageable and easy to move...

5
Easy to use, the app is manageable and easy to move freely on. The teams are always available when support is required and provides excellent service always professionally. Reviewed on: 24th April 2026
Nessie's avatar
Nessie

Simple to set up and use

5
Simple to set up and use, card available in wallet so super convenient Reviewed on: 24th April 2026
Lesley H's avatar
Lesley H

Easy to use, used lot, simple system

5
Easy to use, used lot, simple system Reviewed on: 24th April 2026
Lorelle Hathaway's avatar
Lorelle Hathaway

It’s so easy and convenient with no stress using PPA...

5
It’s so easy and convenient with no stress using PPAL I love it. Reviewed on: 24th April 2026
David S's avatar
David S

The best way of spreading payments comfortably over...

5
The best way of spreading payments comfortably over a period of time. I have been using PayPal for years and have total trust. Reviewed on: 24th April 2026
MICHAEL O's avatar
MICHAEL O

Brilliant service

5
Easy payments clear dates for repayments and the pay in 3 or 4 months interest free is so beneficial and useful that you don't end up paying anymore than you should cant praise it enough Reviewed on: 24th April 2026
Lj's avatar
Lj

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