Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 143,601 reviews, last reviewed 21st Jun 2026
4264900% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very accurate and fast, great service, very reliable... Very accurate and fast, great service, very reliable and secure fully recommend to all users that would like to be secure and fast with online payment... Read more Reviewed on: 21st June 2026
Tsvetozar K's avatar
Tsvetozar K

Latest lowest rating:

1

Very good i receive reminders when payment due Very good i receive reminders when payment due Reviewed on: 20th June 2026
Shakeela I's avatar
Shakeela I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143601)

Easy and user friendly

5
I use PayPal frequently because it is easy and user friendly. Reviewed on: 12th June 2026

Safe and secure.

5
Safe and secure. Have used for years and trust PayPal. Reviewed on: 12th June 2026

Excellent

5
Easy to use and access, able to use it both in person and online. Reviewed on: 12th June 2026

Bank you can trust.

5
It is vety easy to call paypal customer service seeking help, they always vety helpfull. I use paypal in my travel. I can say its frindly bank to trust. Reviewed on: 12th June 2026

Easy process, clear on the website.

5
Easy process, clear on the website. Reviewed on: 12th June 2026

Great overall, especially the 4 months interest free...

5
Great overall, especially the 4 months interest free option for £100 is amazing. Reviewed on: 12th June 2026

Love PayPal

5
Paypal is so easy to use, any problems I’ve had in past have been really quick. Reviewed on: 12th June 2026

Simple & Clear

5
It;s simple to use, and makes larger purchases more manageable and ensures full repayment discipline rather than growing credit card debt. Reviewed on: 12th June 2026

Fits with my life of speding.

5
I have beeb cuttomer a few years now. PAYPAL gives me flexability with my spenfing and finances. Helps me out great deal. I pay monthly which suits,interest rates very reasonable. You have payment options. Service updates are great for keeping me updated. Love Paypal. Reviewed on: 12th June 2026

PayPal has given me the flexibility to make unexpect...

5
PayPal has given me the flexibility to make unexpected purchases without putting too much pressure on my finances. Reviewed on: 12th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 74532 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products