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PayPal: PayPal Credit reviews

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4.91
Based on 91,055 reviews, last reviewed 30th Apr 2026
1858400% increase in 5 star reviews
in the past 90 days
10600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its there when I need it. Its there when I need it. Very professional Reviewed on: 30th April 2026
Stephen S's avatar
Stephen S

Latest lowest rating:

1

Doesn’t give you very long on credit before it start... Doesn’t give you very long on credit before it starts charging interests, I only tend to use this if my credit choices are limited Reviewed on: 30th April 2026
Ben 's avatar
Ben
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (91055)

Very good indeed, very useful.

5
Very good indeed, very useful. Only thing I wish I could pay my statement instantly Reviewed on: 24th April 2026
Burcin T's avatar
Burcin T

The best credit website

5
I have been using PayPal Credit for years now and have to say that I have never had any issues. The transactions are all fast and clear. The website is also easy to navigate. I rated customer service neutral because I have never had to contact them as said never had problems hence never had to contact customer service. Reviewed on: 24th April 2026
TD's avatar
TD

Really easy to use really helpful customer service t...

5
Really easy to use really helpful customer service there very supportive Reviewed on: 24th April 2026
Sarah O's avatar
Sarah O

Very easy to use this credit card

5
Very easy to use this credit card Reviewed on: 24th April 2026
Andrew toovey Toovey's avatar
Andrew toovey Toovey

Good safe service

5
I find PayPal a safe way to pay for goods and to send money to my daughter in university. Reviewed on: 24th April 2026
Katie O'Donoghue's avatar
Katie O'Donoghue

Ive had PayPal for years and never had an issue...

5
Ive had PayPal for years and never had an issue Reviewed on: 24th April 2026
James C Lang's avatar
James C Lang

It was always reassuring and safe when I paid with P...

5
It was always reassuring and safe when I paid with PayPal. Only once I had to claim for a transaction which I didn't agree with and they helped deal with this issue until all of my money were returned. Reviewed on: 24th April 2026
Sorin's avatar
Sorin

My go to Credit payment method

5
Brilliant and dependable credit facility with no downsides. I especially appreciate the permanent 0% 4 months offer. Reviewed on: 24th April 2026
Malek's avatar
Malek

USE FOR EVERYTHIN

5
I use pay pal for pretty much most purchases. The spread the cost option is extremely helpful when on a tight budget. And I always feel safer using it Reviewed on: 24th April 2026
Shannon M's avatar
Shannon M

Simple, easy, takes the pressure off

5
Simple, easy, takes the pressure off when buying school uniform. Exactly what you need as a buffer when something in the house breaks. Approval was quick and simple and I could checkout there and then. Reviewed on: 24th April 2026
Muddling through's avatar
Muddling through

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