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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,300 reviews, last reviewed 22nd Jun 2026
4296750% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been amazing, love the ease of using an app... It’s been amazing, love the ease of using an app Reviewed on: 22nd June 2026
Marcin 's avatar
Marcin

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144300)

Top service as always

5
Great service every time not had any issues with PayPal so my review is a great response to a easy to use online service Reviewed on: 17th April 2026
Alphanut's avatar
Alphanut

Easy to use and very convenient

5
Easy to use and very convenient, with the virtual card now can be use everywhere and have some sort of freedom when repaying back Reviewed on: 17th April 2026
Sergiu's avatar
Sergiu

Email notifications keep me on track!

5
Regular email notifications keep you informed of payments due. Reviewed on: 17th April 2026
Sue F's avatar
Sue F

I use it when I need to gets me what I want when I n...

3
I use it when I need to gets me what I want when I need it Reviewed on: 17th April 2026
Keran f's avatar
Keran f

Love it!

5
Love its flexibility, availability and how easy it is to use, especially with its virtual card that can be added to my phone wallet. Reviewed on: 17th April 2026
Asih Williams's avatar
Asih Williams

Simple and easy to use, good access to online billin...

5
Simple and easy to use, good access to online billing, regular updates and alerts to keep you track. Reviewed on: 17th April 2026
Kerry B's avatar
Kerry B

good easy quick reliable

5
easty to apply for, quick at checkout Reviewed on: 17th April 2026
natalie 's avatar
natalie

Spread the cost.

4
Great way of spreading the cost of payments & they don't charge an extortionate amount of interest. Reviewed on: 17th April 2026
Gary S's avatar
Gary S

My partner in protecting my account

5
My partner in protecting my account Reviewed on: 17th April 2026
Avid PayPal customer's avatar
Avid PayPal customer

Always helps me to solve the unexpected spending

5
Always helps me to solve the unexpected spending Reviewed on: 17th April 2026
Alex T's avatar
Alex T

Review PayPal: PayPal Credit now

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