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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,635 reviews, last reviewed 20th Apr 2026
2567200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service I would rate my experience as great using PayPal. The customer service experience is also great. Reviewed on: 20th April 2026
Mo A's avatar
Mo A

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78635)

PayPal is my first choice when it comes to paying fo...

5
PayPal is my first choice when it comes to paying for items online. Almost all online shops support PayPal, it’s so easy to pay for your items and in most cases you get 4 months interest free. Reviewed on: 19th May 2024
Darren M's avatar
Darren M

Good Service

5
Whenever I have had to contact customer services for any queries. I’ve always been very helpful and gone over and above what I’ve asked them to do. Reviewed on: 19th May 2024
Pep's avatar
Pep

Would recommend PayPal

5
Used PayPal for years and never really had an issue. I use it for security with online purchases in case sellers are dishonest or don't deliver the quality etc. Reviewed on: 19th May 2024
Laura 's avatar
Laura

Handy and great!

4
PayPal credit has been so handy when I’ve needed it, it’s great! with different options of credit Such as pay in 3 or a balance which you can pay off in your own time with what ever amount you can afford. It has also contributed to my credit score which is always a bonus. Highly recommend this service Reviewed on: 19th May 2024
RT's avatar
RT

PayPal credit is great

5
Great ability to use interest free payments Reviewed on: 19th May 2024
Keith Simmons's avatar
Keith Simmons

My experience with PayPal has been fantastic.

5
My experience with PayPal has been fantastic. It gives me more time to pay for my orders. Like when I wanted to buy one cap and didn't have enough money and I went through PayPal to buy it I found out they offered me 20 pound discount if I buy with PayPal. It was like dream come through. PayPal is very reliable and offers good benefits. Reviewed on: 19th May 2024
Kelvin I's avatar
Kelvin I

Ease of use, simple clear offers.

5
Ease of use, simple clear offers. Simple to pay, can't ask for much more. 0% interest offer for 4 months is great. Reviewed on: 19th May 2024
Mark's avatar
Mark

Excellent work

5
Excellent … you guys are so kind and helpful … your support is so appreciated Reviewed on: 19th May 2024
Ilda R's avatar
Ilda R

Extremely happy

5
I am extremely happy with my entire transaction with PayPal Credit. Reviewed on: 19th May 2024
EBRIMA SHEIGH HALIFA SECKA 's avatar
EBRIMA SHEIGH HALIFA SECKA

Easy and makes buying affordable

5
Easy and makes buying affordable Reviewed on: 19th May 2024
Mark T's avatar
Mark T

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