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PayPal: PayPal Credit reviews

4.73
Based on 144,272 reviews, last reviewed 21st Jun 2026
4295650% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best decision i made getting a card Best decision i made getting a card Reviewed on: 21st June 2026
Judy Acheson 's avatar
Judy Acheson

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144272)

Great customer service keep it up

5
I have PayPal and PayPal credit - I keep an eye on balances and if I ever get an issue with a retailer PayPal are easy to contact and deal with the situation Reviewed on: 17th April 2026

Can be used in most retailers other than Amazon whic...

4
Can be used in most retailers other than Amazon which can be a pain Reviewed on: 17th April 2026

Excellent card.

5
Excellent card. Easy to use, smooth transactions, and very helpful for online shopping. Payments are flexible and the app is user-friendly Reviewed on: 17th April 2026

Expeditious, straightforward, and secure.

5
Expeditious, straightforward, and secure. I conduct all my purchases via PayPal checkout. Reviewed on: 17th April 2026

Always use Paypal as never been let down when i have...

5
Always use Paypal as never been let down when i have a problem with a retailer or purchase query Reviewed on: 17th April 2026

Very straightforward convenient method of credit

5
Very straightforward convenient method of credit Reviewed on: 17th April 2026

Easy to use

5
Good easy to use when needed I will recommend PayPal to my friends and family Reviewed on: 17th April 2026

Very good service no problem with payments

5
Very good service no problem with payments Reviewed on: 17th April 2026

Safe and secure

5
Very informative.. easy and safer way to protect payments for goods Reviewed on: 17th April 2026

Pay pay has mad paying for my products nice and simp...

5
Pay pay has mad paying for my products nice and simple hassle free and with the option to spread the cost if needed Reviewed on: 17th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review