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PayPal: PayPal Credit reviews

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4.90
Based on 78,504 reviews, last reviewed 20th Apr 2026
2555200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything is upfront, no hidden agenda just a fanta... Everything is upfront, no hidden agenda just a fantastic app that suits everyone’s needs. If you do have a query/worry it will be resolved the same da... Read more Reviewed on: 20th April 2026
Susan Bates's avatar
Susan Bates

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78504)

It's efficient and easy to use.

5
It's efficient and easy to use. But now pay later helped me. Reviewed on: 19th May 2024
Justice Chakuvinga's avatar
Justice Chakuvinga

Not had any problems PayPal the easy way to pay

5
Not had any problems good way to spread the cost with no hassle Reviewed on: 19th May 2024
Arthur s's avatar
Arthur s

Excellent service, and perfect for any buy now pay l...

5
Excellent service, and perfect for any buy now pay later credit, or monthly instalments Reviewed on: 19th May 2024
Mr k's avatar
Mr k

PayPal service

5
The PayPal service has always been the best service that anyone could wish for as it’s very easy to set up and use Reviewed on: 19th May 2024
Jason B's avatar
Jason B

I like the fact you get interest free breaks on borr...

5
I like the fact you get interest free breaks on borrowing if paid In full by certain date or fact recently used to pay for expensive item and got 12 months interest free Reviewed on: 19th May 2024
Kevin Buckingham's avatar
Kevin Buckingham

I am never had a problem with PayPal I do a lot of b...

5
I am never had a problem with PayPal I do a lot of business with PayPal Reviewed on: 19th May 2024
Matthew W's avatar
Matthew W

Great experience and absolutely delighted wit PayPal

5
Great experience and absolutely delighted wit PayPal Reviewed on: 19th May 2024
Bozhidar A's avatar
Bozhidar A

I love PayPal credit!

5
I love PayPal credit! It’s simple & easy to use; the app looks nice. It’s great for purchasing things online & sending to friends & family. Couldn’t recommend more Reviewed on: 19th May 2024
Abbie T's avatar
Abbie T

Smart money is easy

5
Very easy to use great service Reviewed on: 19th May 2024
Vincent 's avatar
Vincent

Easy way to manage a financial also PayPal offers cr...

5
Easy way to manage a financial also PayPal offers credit to there customers to enable them quicker payment and options. Reviewed on: 19th May 2024
David O's avatar
David O

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