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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144223 reviews)

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4.73

Based on 144,223 reviews, last reviewed 21st Jun 2026

4293350% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is accessible various payment options to prot... PayPal is accessible various payment options to protect your money. Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144223)

Good but could be clearer

PayPal Credit is a convenient option for spreading the cost of purchases, and it integrates smoothly with PayPal’s checkout, which makes it easy to use. However, the terms and approval process could be explained more clearly, as it’s not always obvious how decisions are made or what to expect. Overall, it works well, but there’s definitely room for improvement in transparency and communication. Reviewed on: 17th April 2026

Always helpful when you need it most

Always helpful when you need it most Reviewed on: 17th April 2026

Positive in every way, fun to use.

Positive in every way, fun to use. Reviewed on: 17th April 2026

Easy to use.

Easy to use. Fast and efficient. Great app Reviewed on: 17th April 2026

Since I opened this account I am very happy and I ha...

Since I opened this account I am very happy and I had good experience Reviewed on: 17th April 2026

Customer service could be more favourable to customers

Customer service could be more favourable to customers Reviewed on: 17th April 2026

PAYPAL IS PERFECT FOR MY NEEDS!!!!

Excellent for helping purchasing larger items, easy to use. Quick and easy to use, for purchases, payments between family n friends. Easy instant payments. I use PayPal for online purchases, Pay in 3, PayPal credit and Transfers and regular monthly payments. Im disabled and dont drive so I use Uber a lot and the payments go through PayPal. If Ive had issues with any payments in the past they have always been resolved. Reviewed on: 17th April 2026

I love that I automatically get 0% interest for 4 mo...

I love that I automatically get 0% interest for 4 months on every single purchase of £99 or more. This is a life saver Reviewed on: 17th April 2026

Really good application smooth and multiple faciliti...

Really good application smooth and multiple facilities to help with purchases and spreading costs. Easy to navigate. Customer service accessibility could be better though. Reviewed on: 17th April 2026

Easy to use and schedule payments

Easy to use and see what you owe and schedule payments Reviewed on: 17th April 2026

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