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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78215 reviews)

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4.90

Based on 78,215 reviews, last reviewed 20th Apr 2026

2528400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My go to payment provider. My go to payment provider. Easy to use and efficient payments Reviewed on: 20th April 2026

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78215)

Never a problem with PayPal.

Never had a problem or issue with PayPal. Any problems with sellers etc. are dealt with quickly and efficiently. Can't fault them in any way. Reviewed on: 18th May 2024

Good interest rate.

Good interest rate. Very helpful Reviewed on: 18th May 2024

PayPal is the online payment card to have

Allows me to buy and spread the cost interest free for set periods or pay the minimum and pay items off when the time suits me. Its buyer protection on eBay has come in clutch a couple of time too. Reviewed on: 18th May 2024

excellent

All my experience with paypal is excellent Reviewed on: 18th May 2024

PayPal is a super flexible way to pay for things.

PayPal is a super flexible way to pay for things. It’s easy to navigate and good to keep on track with Reviewed on: 18th May 2024

Quick easy and reliable.

Quick easy and reliable. I've always used PayPal and PayPal Credit helps manage payments over a longer period. To be able to have four months to make a repayment before incurring charges is excellent s d a great way to manage purchases over a few months. Reviewed on: 18th May 2024

Affordable payment

It helped through crucial moments and the monthly pay is really affordable Reviewed on: 18th May 2024

So fast and reliable, really happy wit 0%interest on...

So fast and reliable, really happy wit 0%interest on Pay pal credit Reviewed on: 18th May 2024

Geat app easy to manage card, transactions always sh...

Geat app easy to manage card, transactions always show up fairly quickly Reviewed on: 18th May 2024

Affordability and Convinence

PayPal has helped me to be able to spread my cost making buying certain items more affordable for me and my family. Reviewed on: 18th May 2024

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