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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144168 reviews)

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4.73

Based on 144,168 reviews, last reviewed 21st Jun 2026

4290900% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always fast and smooth service. Always fast and smooth service. Secure Reviewed on: 21st June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144168)

Excellent experience.

Excellent experience. Extremely helpful Reviewed on: 17th April 2026

Best provider

Best provider, giving credit and ease of any complaints get resolved smoothly Reviewed on: 17th April 2026

Never had any complaints about your services, always...

Never had any complaints about your services, always us PayPal when I can as a very secure service Reviewed on: 17th April 2026

Professional, easy and efficient.

Professional, easy and efficient. Always accepted and no issues when shopping bills. Reviewed on: 17th April 2026

The PayPal service is secure fast and has multiple w...

The PayPal service is secure fast and has multiple ways to make purches it's a fantastic service and leaves you with peace of mind on every purchase. Reviewed on: 17th April 2026

Amazing and really easy to make repayments

Amazing and really easy to make repayments Reviewed on: 17th April 2026

I use PayPal credit knowing firstly that my payments...

I use PayPal credit knowing firstly that my payments are secure, and so are my bank and personal details. The interest is very good on PayPal credit, although I use it sparingly it makes me feel comfortable and confident about the future just knowing I have the money there should I need to use it, I would recommend PayPal credit to anyone and already have to friends and family. Reviewed on: 17th April 2026

Such a great help when I've needed credit

Such a great help when I've needed credit Reviewed on: 17th April 2026

Efficient, convenient and easy to use.

Efficient, convenient and easy to use. I love the different offers that Paypal credit provides and how the retailers change so I get a chance to collect more points from all of my favourite brands. Reviewed on: 17th April 2026

Helps me out when I’m in a tight spot

Helps me out when I’m in a tight spot Reviewed on: 17th April 2026

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