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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,124 reviews, last reviewed 21st Jun 2026
4288850% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always been satisfied with PayPal I think tha... I have always been satisfied with PayPal I think that PayPal as always been reliable and up to date Reviewed on: 21st June 2026
Daniel Preston's avatar
Daniel Preston

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144124)

Very good experience with paypal

5
Very good experience with paypal Reviewed on: 17th April 2026
tareq A's avatar
tareq A

Easier online payments.

5
I have been able to use PayPal to make online payments, also able to use PayPal credit facilities and others like pay later etc. it also help in getting refunds for fraudulents vendors. Reviewed on: 17th April 2026
Stephen's avatar
Stephen

Great service and really helps.

5
Great service and really helps. Easy to use. Would recommend to everyone. I use it all the time. Steps are simple. Reviewed on: 17th April 2026
Louize B's avatar
Louize B

Great to have.

5
I've never had any problems with PayPal and it is a very handy thing to have when paying for things online with fair rates and good customer service. I would highly recommend them to anyone. The only thing negative is that it is not more widely available. Reviewed on: 17th April 2026
Alexander O's avatar
Alexander O

As a consumer, I have found PayPal to be really useful.

5
As a consumer, I have found PayPal to be really useful. Reviewed on: 17th April 2026
Graham M's avatar
Graham M

I just love the security they offer.

5
I just love the security they offer. I always feel safe when I’m using PayPal. The interest free over 4 months is perfect for me with some purchases Reviewed on: 17th April 2026
Paul H's avatar
Paul H

Very Happy with PayPal, I can’t live without my cred...

5
Very Happy with PayPal, I can’t live without my credit card Reviewed on: 17th April 2026
Antonio S's avatar
Antonio S

Great and constantly improving service

5
PayPal has improved a tonne and feels a lot more modern and less buggy, nice new rewards feature aswell. But the crypto and currency exchange offerings are a bit lacking compared to competitors or other payment methods Reviewed on: 17th April 2026
Martin G's avatar
Martin G

Thanm you Paypal

5
Helped me get through a tough finanicial predicament. Will forver be grateful for paypals existence :) Reviewed on: 17th April 2026
Jun Dolfo's avatar
Jun Dolfo

Easy to setup.

5
Easy to setup. Fantastic experience. Reviewed on: 17th April 2026
Rafa's avatar
Rafa

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