Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77968 reviews)

View other PayPal products

4.90

Based on 77,968 reviews, last reviewed 20th Apr 2026

2505200% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The best choice I made is to create a PayPal account. The best choice I made is to create a PayPal account. It came out so handy having it available when most of the shopping i make is online. Friendly to... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (77968)

Satisfied

Excellent, I’m happy to have Paypal Credit Reviewed on: 18th May 2024

Thank you PayPal

Everytime I have to speak to PayPal, which I dont have to very often, the person at their end is always very helpful it is a massive help especially when money is concerned. I have never had a problem that they haven't sorted thank you PayPal Reviewed on: 18th May 2024

Great help

I have needed something quickly but my wages were a little way off until the end of the month. So Pay Pal stepped up and helped out. Reviewed on: 18th May 2024

Many years good experience and no one problem, this...

Many years good experience and no one problem, this is mean something !!!!! Reviewed on: 18th May 2024

PayPal credit benefits

Love being able to spread payments makes purchases alot more affordable. Easy to use and with most retailers having PayPal as an option it makes birthdays and Christmas a lot more affordable. Being able to use PayPal credit has made the more expensive purchases that I wouldn’t usually be able to afford in one go a reality. Reviewed on: 18th May 2024

Easy to set up and great aid for budgeting money

Easy to set up and great aid for budgeting money Reviewed on: 18th May 2024

Very Easy a to deal with

Easy and brilliant very efficient way of working Reviewed on: 18th May 2024

It's wery good and helpful.

It's wery good and helpful. safe and square. Reviewed on: 18th May 2024

Amazing plan

It’s such a great idea.Helps people in excellent way without hurting budget.Provides reasonable payment plan without stretching your budget. Reviewed on: 18th May 2024

Excellent !

Excellent ! Value for Money it’s really nice , they gave me 4 months without interest ! Reviewed on: 18th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 460 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 35661 reviews
Credit card
from PayPal 4.92 from 63 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub