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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 144,084 reviews, last reviewed 21st Jun 2026
4287000% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had any issues with payment Never had any issues with payment Reviewed on: 21st June 2026
Sarah S's avatar
Sarah S

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (144084)

Great Option

4
Got approved straight away, was able to use paypal credit instantly, however I can’t seem to get a virtual credit card Reviewed on: 16th April 2026
Dylan D's avatar
Dylan D

When i pay with paypalcredit especially Uber, and i...

4
When i pay with paypalcredit especially Uber, and i cancelled the trip Inever received the money back Reviewed on: 16th April 2026
Ana Maria Mocanu 's avatar
Ana Maria Mocanu

I’ve had an excellent experience using PayPal Credit...

5
I’ve had an excellent experience using PayPal Credit with 0% interest. It’s one of the most convenient and flexible ways to spread the cost of larger purchases without paying everything upfront. What I like most is the 0% interest for 4 months on eligible purchases of £99 or more. It gives real breathing room when buying electronics, home essentials, or unexpected items, and helps manage cash flow without extra cost—as long as payments are made on time. The offer applies automatically on qualifying purchases, which makes it simple and hassle-free. Reviewed on: 16th April 2026
Felix Caysip's avatar
Felix Caysip

Simple way to pay securely and with protection.

5
Simple way to pay securely and with protection. Reviewed on: 16th April 2026
Arrons's avatar
Arrons

Easy online payments cashback rewards , good for sh...

5
Easy online payments cashback rewards , good for shopping but interest rates can be high and late fees apply. Reviewed on: 16th April 2026
Muhammad Tayyab's avatar
Muhammad Tayyab

Excellent service

5
Always had a positive experience Reviewed on: 16th April 2026
Colin B's avatar
Colin B

Easy to use but could improve support

5
I’ve been using PayPal Credit for a while now and it’s been really convenient for spreading the cost of purchases, especially for bigger items. The application process was quick and straightforward, and I like how everything is clearly laid out in the app. That said, customer support can sometimes be slow to respond, which can be frustrating if you have an urgent issue. Overall though, it’s a helpful service and I’d recommend it for managing payments more flexibly. Reviewed on: 16th April 2026
ASIF K's avatar
ASIF K

I have had good experience with PayPal.

5
I have had good experience with PayPal. Reviewed on: 16th April 2026
Natasha D's avatar
Natasha D

Very good and always easy to contact the team and ra...

5
Very good and always easy to contact the team and raise a dispute. Helpful Reviewed on: 16th April 2026
Jaziba 's avatar
Jaziba

Great service, communication, and really convenient...

5
Great service, communication, and really convenient to use for both business and day-to-day transactions. Reviewed on: 16th April 2026
Anton Peterkin-slack's avatar
Anton Peterkin-slack

Review PayPal: PayPal Credit now

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