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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,934 reviews, last reviewed 20th Apr 2026
2501900% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick decision and easy to apply for Quick decision and easy to apply for Reviewed on: 20th April 2026
Mark H's avatar
Mark H

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77934)

best service

5
better than banks, highly recomendet Reviewed on: 18th May 2024
Mariusz 's avatar
Mariusz

Friendly and easy to use, no hassle

5
Friendly and easy to use, no hassle Reviewed on: 18th May 2024
Alou's avatar
Alou

Buying online using PayPal is easy and secure.

5
Buying online using PayPal is easy and secure. PayPal is great value for money. You can take advantage of interest free credit options 'PayPal in 3' for purchases £30+ or 0% Interest free for 4 months, every single time you spend £99+. I have been a very satisfied customer of PayPal for several years. In that time, PayPal has helped me budget month to month and enabled me to make purchases, which would not have been possible, if it were not for PayPal. Fantastic! Reviewed on: 18th May 2024
Neil 's avatar
Neil

paypal credit

5
I'm happy with the option to pay in 4 months without interest. Reviewed on: 18th May 2024
Alexx's avatar
Alexx

I took PayPal credit few times and I love that they...

5
I took PayPal credit few times and I love that they give you 4 months interest free to pay it back it help you so much when buying expensive things like tv etc Reviewed on: 18th May 2024
Cameron G's avatar
Cameron G

Excellent service and app!

5
I have been on PayPal for ages. I have used it personally and for commercial purposes. It is so convenient and the services are straight forward and easy to understand and navigate through the app. Due to this, I even started investing crypto on the app. I love PayPal! Reviewed on: 18th May 2024
Ann's avatar
Ann

i have good experience and good customer service an...

5
i have good experience and good customer service and convenience Reviewed on: 17th May 2024
selva's avatar
selva

all good exelent service very easy use

5
all good exelent service very easy use Reviewed on: 17th May 2024
D C's avatar
D C

Reliable service!

5
Reliable service! No unresolved issue in all the years i have used PayPal. Reviewed on: 17th May 2024
Mehak S's avatar
Mehak S

very easy and clear to use online

5
very easy and clear to use online, but I do wish it was possible to transfer money to my own bank account occassionally. Reviewed on: 17th May 2024
sonia's avatar
sonia

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