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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77918 reviews)

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4.90

Based on 77,918 reviews, last reviewed 20th Apr 2026

2500400% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So easy to use. So easy to use. Have used it for years Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77918)

I'm happy can get evri things fast

I'm happy can get evri things fast Reviewed on: 17th May 2024

Easy to Use & Easy to navigate

easy experience, easy to deal with payments and purchases through the app. Reviewed on: 17th May 2024

Positive , PayPal Good Help and I Like It.

Positive , PayPal Good Help and I Like It. Reviewed on: 17th May 2024

Using PayPal credit is so straightforward and easy.

Using PayPal credit is so straightforward and easy. Very affordable monthly payments too. Reviewed on: 17th May 2024

Easy to apply, accepted by tons of retailers and eas...

Easy to apply, accepted by tons of retailers and easy to make payments. Reviewed on: 17th May 2024

I feel safe with PayPal.

I have been using PayPal Europe for around 15yrs. Now with PayPal UK. I feel safe using PayPal for domestic and International transactions. PayPal credit is an amazing offer and has proved very useful. I also use PayPal credit as main option on my Curve card. Reviewed on: 17th May 2024

Interest free credit

I was able to buy many things interest free through PayPal credit Reviewed on: 17th May 2024

Great, no issues and easy communication

Great, no issues and easy communication Reviewed on: 17th May 2024

Starts with a manageable credit limit.

Starts with a manageable credit limit. Easy to apply. Reviewed on: 17th May 2024

Absolutely was not expecting the amount of credit th...

Absolutely was not expecting the amount of credit they offer. They make it really easy to organise a buy now pay later scheme and have 0% interest on certain purchases paid within a time period, say 3 months as an example. PayPal regularly keeps me up to date on ways to lower interest but making bigger payments to reduce the monthly ones. Great service. Reviewed on: 17th May 2024

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