Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,888 reviews, last reviewed 20th Apr 2026
2497800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have really good cash flow management. I have really good cash flow management. Zero procent for 4 months. It's incredibly efficient. Reviewed on: 20th April 2026
Piotr S's avatar
Piotr S

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77888)

It's easy to use, easy to pay, you can see your spen...

4
It's easy to use, easy to pay, you can see your spending and with a Curve card you can use it anywhere Reviewed on: 17th May 2024
Tigermoto's avatar
Tigermoto

Easiest, Fastest and most secure way to pay

5
Always found best fastest and secure way to pay, there are different payment methods depending on purchase from pay in 3, 4 months interest free and even 12 months interest free. Easy to control spending and payments with App and pay anytime any amount that suits your budget. Can even set up direct debit to pay off goods purchased so you never miss a payment and reduce balance in line with repayment schedules. Reviewed on: 17th May 2024
les Unsworth's avatar
les Unsworth

Always use to buy good when having issues

5
Always use to buy good when having issues Reviewed on: 17th May 2024
Martin's avatar
Martin

PayPal credit is a pretty good service.

5
PayPal credit is a pretty good service. Customer services are easy to access, and because PayPal credit can be used with so many services, it really helps when you want to make a big purchase for something (e.g. a phone). One of the biggest downsides however is that the minimum payback required each month is not enough to bring the overall balance down after interest has been added. Reviewed on: 17th May 2024
Alex B's avatar
Alex B

Can't beat this offer, it is fantastic!

5
It offers three months period to pay back my card payment , instead of one month only. It makes me not to worry and allow me to pay back within 3 months. Reviewed on: 17th May 2024
K Lam's avatar
K Lam

PayPal Credit - Fantastic!

5
PayPal Credit is a fantastic utility for me, being able to have flexible payment options anywhere that accepts PayPal is such a useful tool and it really take the weight off you if you need to make any unexpected purchase Reviewed on: 17th May 2024
Andrew A's avatar
Andrew A

Never had an issue with pay pal , very reliable and...

5
Never had an issue with pay pal , very reliable and app is great Reviewed on: 17th May 2024
Germaine L's avatar
Germaine L

Easy to use, great offers and very simple to manage...

5
Easy to use, great offers and very simple to manage repayments. Reviewed on: 17th May 2024
SSF's avatar
SSF

Trusted and reliable payment service.

5
Trusted and reliable payment service. Reviewed on: 17th May 2024
Mahir U's avatar
Mahir U

Have always had great customer service.

5
Have always had great customer service. It is just so much easier using PayPal for online transactions. Let's hope that they make it to the tills one day too! Cheers. Reviewed on: 17th May 2024
ElektrikPikanin DOTLive's avatar
ElektrikPikanin DOTLive

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill