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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144312 reviews)

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4.73

Based on 144,312 reviews, last reviewed 22nd Jun 2026

4297300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144312)

The Best!

Trustworthy, the only app I fully trust with money. Reviewed on: 17th April 2026

Paypal Credit

Ease of set-up. Very good credit limit, flexible payment options and good app which makes it very easy to make payments. Reviewed on: 17th April 2026

Talk about positive experiences

Always had very positive experiences and have been with PayPal for years without a problem. They’re always professional, helpful, knowledgeable and polite. Reviewed on: 17th April 2026

Simple to use, well integrated, widely accepted, hel...

Simple to use, well integrated, widely accepted, helpful features, quick Reviewed on: 17th April 2026

Everything is smooth, great service

Everything is smooth, great service Reviewed on: 17th April 2026

Excellent customer service

PayPal listens to customer to resolve any issue quickly. Reviewed on: 17th April 2026

I love to use PayPal.

I love to use PayPal. It gives me many options on how to pay for goods. Reviewed on: 17th April 2026

Got to be the easiest way to pay

Got to be the easiest way to pay, particularly for online purchases. No faffy username, long card numbers or other potentially traceable pins, codes to enter, just email and password with 2 step authentication. You can also ring and peak to someone too, no bots, no chat rubbish. Reviewed on: 17th April 2026

Reliable

Always used it n they’ve always sorted any issues Reviewed on: 17th April 2026

Fast and reliable payment system

PayPal has been very reliable and fast in terms of my transactions, the app is very user friendly. Reviewed on: 17th April 2026

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