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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,837 reviews, last reviewed 20th Apr 2026
2585200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal helps me spread the cost. PayPal helps me spread the cost. Reviewed on: 20th April 2026
Ms SY's avatar
Ms SY

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78837)

PayPal is a good way to buy now pay later.

4
PayPal is a good way to buy now pay later. Easy to make payment as well. Reviewed on: 20th May 2024
Kelly's avatar
Kelly

Really good service when I needed to call them.

5
Really good service when I needed to call them. Reviewed on: 20th May 2024
Matt archer's avatar
Matt archer

Paypal is my hero

5
PayPal has saved me time, and helped me during times I've been stuck for money. I absolutely love the way you can pay for things you need in installments. Thank you paypal Reviewed on: 20th May 2024
KORI's avatar
KORI

Very good easy to use helps out a lot

5
Very good easy to use helps out a lot Reviewed on: 20th May 2024
Jade M's avatar
Jade M

Absolutely satisfying best experience ever

5
Absolutely satisfying best experience ever Reviewed on: 20th May 2024
Paul Z's avatar
Paul Z

Always easy to use, great options and low fees.

5
Always easy to use, great options and low fees. Reviewed on: 20th May 2024
Ryan W's avatar
Ryan W

Overall excellent

5
Pros: Interest free options give me time to pay. Sometimes it's better than bank credit cards. Cons: repayment process is not updated on time. Sometimes I paid an amount but it's not deducted for couple of days that is confused me. Reviewed on: 20th May 2024
Asal V's avatar
Asal V

I use PayPal credit for booking flights and hotels.

5
I use PayPal credit for booking flights and hotels. 4 months at 0% interest has been incredible. Allows for more flexibility and I don’t have to fork out the full amount for my trips at once. Easy to track on the PayPal app. Highly recommend Reviewed on: 20th May 2024
Munashe H's avatar
Munashe H

The experience has been great.

5
The experience has been great. PayPal has been easy to understand and deal with Reviewed on: 20th May 2024
JACOB A's avatar
JACOB A

Great service.

5
Great service, good when your low in funds and can do a quick pay back over 4 months. Reviewed on: 20th May 2024
Kelli J's avatar
Kelli J

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