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PayPal: PayPal Credit reviews

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4.90
Based on 79,124 reviews, last reviewed 20th Apr 2026
2611900% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use online. Easy and safe to use online. Excellent credit options. Reviewed on: 20th April 2026
Lucyna's avatar
Lucyna

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79124)

There when I needed it.

5
There when I needed it. Application was simple Reviewed on: 21st May 2024
Alex k's avatar
Alex k

Usually very smooth.

4
Usually very smooth. Really enjoy the 0% credit for 4 months with purchases over 99 pounds Reviewed on: 21st May 2024
Abdul Wahab's avatar
Abdul Wahab

I feel safe when using paypal to shop online.

5
I feel safe when using paypal to shop online. Easy use app to track your spending and card usage. Different options of payment by 3 or 4 months. As long you are on top of your budget and maintain good balance. I always tell friends and family to use it when use online and look for paypal payment Reviewed on: 21st May 2024
Diana L's avatar
Diana L

PayPal for my ebay buys

5
I use Paypal for ebay purchases and I have had no problems so far using their service as it saves using my debit cards directly. Reviewed on: 21st May 2024
Gavin B's avatar
Gavin B

Last experience with PayPal very poor

5
Last experience with PayPal very poor… Reviewed on: 21st May 2024
Marian D's avatar
Marian D

I love the payment options and customer service

5
I love the payment options and whenever I contacted customer service, they helped me to understand everything. Reviewed on: 21st May 2024
Meltem M's avatar
Meltem M

Good and effective service, no problems at all

5
Good and effective service, no problems at all Reviewed on: 20th May 2024
A K's avatar
A K

perfect service I'm happy and is secure

5
perfect service I'm happy and is secure Reviewed on: 20th May 2024
Mariama Kanyi's avatar
Mariama Kanyi

Excellent Customer Service

5
Excellent customer services all the time I’ve call, gave me all the explanations I need and fixed my problem. Easy and trusted app to use and make payments. Reviewed on: 20th May 2024
Ola's avatar
Ola

Helpful and informative

5
PayPal credit allowed me to get a laptop ready to start university back in 2022, and although my impulsivity from my ADHD got the better of me and I ended up in debt with them, they make it clear on how they can help you repay and avoid increased interest rates! Reviewed on: 20th May 2024
Jessie's avatar
Jessie

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