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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79266 reviews)

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4.90

Based on 79,266 reviews, last reviewed 20th Apr 2026

2625100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been excellent- if PayPal is an option I will... Always been excellent- if PayPal is an option I will usually opt for it Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79266)

Great payment options

Pay in 3 and then interest free periods are great for budgeting and saving money Reviewed on: 21st May 2024

I spread the cost and save money, very helpful in ma...

I spread the cost and save money, very helpful in many ways. PayPal credit charged small interest rate. Reviewed on: 21st May 2024

A quick easy to use platform

A quick easy to use platform fast payment system I would recommend pay pal to anyone Reviewed on: 21st May 2024

Ease application, fast verification, no additional c...

Ease application, fast verification, no additional costs, 0% Reviewed on: 21st May 2024

So easy to use and pay off, the best credit card I’v...

So easy to use and pay off, the best credit card I’ve ever had Reviewed on: 21st May 2024

Easy to use and understandable

Easy to use and understandable. Handy to have Reviewed on: 21st May 2024

PayPal has made it easier to pay for more expensive...

PayPal has made it easier to pay for more expensive items and urgently needed items by allowing to pay of for my shop but by bit Reviewed on: 21st May 2024

I have been using PayPal credit and it came through...

I have been using PayPal credit and it came through at the right time when I was in need of financial assistance.Thanks Reviewed on: 21st May 2024

I highly recommend this company.

I highly recommend this company. "Their customer service is second to none." The company is constantly outstanding, exceeding my expectations every time." I was completely impressed with their professionalism and customer service. Thank you so much for your amazing customer service. Reviewed on: 21st May 2024

It is absolutely brilliant for managing finances if...

It is absolutely brilliant for managing finances if used properly. Reviewed on: 21st May 2024

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