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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,358 reviews, last reviewed 21st Apr 2026
2633400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Sending money to family should be charged Sending money to family should be charged Reviewed on: 21st April 2026
Tichiyani N's avatar
Tichiyani N

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79359)

Great support and there when you need

4
Fees are very expensive. But great reassurance when things sometimes go wrong. Pay in 3 not always available Reviewed on: 21st May 2024
Ellie C's avatar
Ellie C

very quick and easy to use.

5
very quick and easy to use. great customer service Reviewed on: 21st May 2024
Brendan Walsh's avatar
Brendan Walsh

Very useful service that is handy to use from time t...

5
Very useful service that is handy to use from time to time Reviewed on: 21st May 2024
Dayvinho's avatar
Dayvinho

Good fair service.

5
Good fair service. Best easy to use promotions and tracking of account. Good integrations with online stores and highly secure. Reviewed on: 21st May 2024
Mark S's avatar
Mark S

supportive team.

5
PayPal credit have always been supportive and a handy option in addition to their credit team being helpful. Reviewed on: 21st May 2024
Tre's avatar
Tre

PayPal credit is eazy and transparent without hidden...

5
PayPal credit is eazy and transparent without hidden fees Reviewed on: 21st May 2024
Dominik Mazur's avatar
Dominik Mazur

Great experience

4
Very quick and efficient with my request Reviewed on: 21st May 2024
Jo S's avatar
Jo S

PayPal Credit is a great facility..

5
I’ve used PayPal Credit a number of times for purchases such as IPhone, new bike and hifi. It has always worked well, giving value and flexibility Reviewed on: 21st May 2024
David B R 's avatar
David B R

Been so easy to apply, and it's great at budgeting,...

5
Been so easy to apply, and it's great at budgeting, can pay back what I like each month Reviewed on: 21st May 2024
Brian s's avatar
Brian s

Paypal rating

5
I have always had a good experience using PayPal credit for paying shopping up. It’s a handy way of paying for something and not stressing about interest rate. Reviewed on: 21st May 2024
Emily 's avatar
Emily

Review PayPal: PayPal Credit now

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