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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,399 reviews, last reviewed 21st Apr 2026
2636900% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, trustworthy, very rare and issue after man... Reliable, trustworthy, very rare and issue after many years. Reviewed on: 21st April 2026
Chris S's avatar
Chris S

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79399)

Used PayPal since the 90s never had any issues of su...

5
Used PayPal since the 90s never had any issues of surcharge or fees. Highest quality of service from financial organisation which also gives you prizes in credit. Reviewed on: 21st May 2024
Hiren 's avatar
Hiren

5* Paypal Credit

4
Really helpful way of being able to pay for things on the fly. Great app, easy to use. Reviewed on: 21st May 2024
Francis H's avatar
Francis H

Gives different options for payments.

5
Gives different options for payments. Customer service is great. Reviewed on: 21st May 2024
Wandekoken Dos Santos's avatar
Wandekoken Dos Santos

Pay pal is the best way to get credit

5
Pay pal is the best way to get credit Reviewed on: 21st May 2024
Keith P's avatar
Keith P

I have used PayPal Credit for a while and have not h...

5
I have used PayPal Credit for a while and have not had a bad experience, only a few things which have always been cleared by customer support. I found it a good financial product for my needs. Reviewed on: 21st May 2024
Denislav's avatar
Denislav

Paypal recognises my loyalty as a customer i wouldnt...

5
Paypal recognises my loyalty as a customer i wouldnt use any other payment method where paypal is available. Reviewed on: 21st May 2024
Sharon Griffiths's avatar
Sharon Griffiths

Very good always helpful when needed

5
Very good always helpful when needed Reviewed on: 21st May 2024
Michelle H's avatar
Michelle H

Easygoing

5
Easy and secure payment, helpful payback with no interest for four month. Reviewed on: 21st May 2024
Rukshana's avatar
Rukshana

PayPal is the way to mange money

5
I have been using PayPal for years, it’s great assets have, different options to make payments and manage money better Reviewed on: 21st May 2024
Janusan N's avatar
Janusan N

Smooth , secure and straight forward

5
Always been very smooth and straight forward Reviewed on: 21st May 2024
Donna's avatar
Donna

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