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PayPal: PayPal Credit reviews

4.73
Based on 144,536 reviews, last reviewed 22nd Jun 2026
4307550% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

pay in 3 pay in 3 is excellent. Makes buying more expensive items more accessible. Reviewed on: 22nd June 2026
Charles C's avatar
Charles C

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144536)

Payment timing out of my bank

4
The time delay on payments out of my bank makes keeping track a little complicated but cannot fault the interest free rate. Reviewed on: 17th April 2026

Excellent solution and easy to use

5
Excellent solution and easy to use Reviewed on: 17th April 2026

I love PayPal it’s easy to use and never had any iss...

5
I love PayPal it’s easy to use and never had any issues with it Reviewed on: 17th April 2026

Easy to use and understand payments and charges.

5
Easy to use and understand payments and charges. Reviewed on: 17th April 2026

Issues? What issues?

5
Never had any issues or quibbles and any queries they respond swiftly and politely Reviewed on: 17th April 2026

Always fast, safe, top-end support

5
Always fast, safe, top-end support Reviewed on: 17th April 2026

This is a great way to help with financial aid...

5
This is a great way to help with financial aid Reviewed on: 17th April 2026

Strongly recommended

5
Strongly recommended and very happy with the service. Reviewed on: 17th April 2026

All good A1, A1

5
All good A1, did not refund after items went missing!!!! Reviewed on: 17th April 2026

So far very happy about using it, can’t complain at...

5
So far very happy about using it, can’t complain at all. Reviewed on: 17th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review