Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144624)

Great app .

5
Great app . Great service customer service brilliant. Great rewards system. Very easy to use and so efficient would be lost without this service Reviewed on: 17th April 2026

Very flexible and easy to manoeuvre

5
Very flexible and easy to manoeuvre Reviewed on: 17th April 2026

Positive experience using PayPal

4
Positive experience using PayPal Reviewed on: 17th April 2026

PayPal Credit My Life Financial Insurance

5
I conduct my online transactions with assurance and security. Feel secure with flexible credit card options that enable me to effectively manage my finances, including zero interest for the first four months. This simplifies the process of making purchases and taking advantage of special offers by eliminating the stress of immediate repayment. Reviewed on: 17th April 2026

MR szopen

5
The best way to pay for shopping online Reviewed on: 17th April 2026

Very easy to use and set up , with numerous stores t...

5
Very easy to use and set up , with numerous stores taking PayPal credit Reviewed on: 17th April 2026

brilliant because it lets you spread the c...

5
PayPal is brilliant because it lets you spread the cost at 0% interest and when you do purchase goods you know your covered by PayPal protection. It's my main go to when purchasing it's also easy to set up and use customer service is very good and they do anything possible to try and solve your quarry. It's a all round brilliant service and you couldn't ask for anything else...we'll done PayPal keep up the good work. Reviewed on: 17th April 2026

Excellent time banking with PayPal.

5
Excellent time banking with PayPal. Banking made easy and easy access to money Reviewed on: 17th April 2026

Pay in 3 options are hardly available

4
Pay in 3 options are hardly available Reviewed on: 17th April 2026

I use Paypal for everything is so easy and smooth we...

5
I use Paypal for everything is so easy and smooth well done Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75351 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products