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PayPal: PayPal Credit reviews

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4.90
Based on 79,430 reviews, last reviewed 21st Apr 2026
2640000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has always helped me when I had problems with... PayPal has always helped me when I had problems with a buyer, I always got my money back, that's why I've been using PayPal for so many years, I've ne... Read more Reviewed on: 21st April 2026
SLAWOMIR Z's avatar
SLAWOMIR Z

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (79430)

PayPal Experience

5
I have had very good experiences with PayPal. Yhey are user friendly and easily accessible Reviewed on: 21st May 2024
Laura C's avatar
Laura C

Nice & easy

5
Makes paying for larger purchases so much easier to afford & control Reviewed on: 21st May 2024
Gem W's avatar
Gem W

Great credit company, with great offers

5
Love the interest free offers, wish every retailer excepted it!! Reviewed on: 21st May 2024
Kev Taylor's avatar
Kev Taylor

Fantastic and reliable service.

5
Fantastic and reliable service. I have never had any issues with my PayPal credit. PayPal Credit got me covered when I want to purchase something online. With PayPal Credit you are stress-free because you can purchase and pay at your own convenience. Reviewed on: 21st May 2024
Samuel A's avatar
Samuel A

I really like the 0% interest on purchases, and the...

5
I really like the 0% interest on purchases, and the ease of paying back through the normal PayPal app. It makes it very easy to track all the purchases that are made, and how long you have to pay back with 0%. Reviewed on: 21st May 2024
Freddy S's avatar
Freddy S

Reliable and reputable service.

5
Reliable and reputable service. Easy to use and quick service the online profile is easy to use and access Reviewed on: 21st May 2024
Kacey's avatar
Kacey

Simple, quick and easy to use

5
Simple, quick and easy to use, I love that there’s zero interest on payments Reviewed on: 21st May 2024
Haydn L's avatar
Haydn L

Safe and easy to use.

5
Safe and easy to use. Love paypal interest free credit Reviewed on: 21st May 2024
Andrew S's avatar
Andrew S

Everything easy and Quick, pay made very past had no...

5
Everything easy and Quick, pay made very past had no problem Reviewed on: 21st May 2024
Praveen 's avatar
Praveen

Easy to use and straight forward

5
Easy to use and straight forward. Always use this service to transfer money between friends for nights out, holidays etc. Reviewed on: 21st May 2024
Samantha 's avatar
Samantha

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