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PayPal: PayPal Credit reviews

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4.90
Based on 79,455 reviews, last reviewed 21st Apr 2026
2642400% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver A life saver when you’re on low finances! Reviewed on: 21st April 2026
Isaac O's avatar
Isaac O

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
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Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (79455)

Great experience. Easy to use

5
Great experience. Easy to use. Highly recommend Reviewed on: 21st May 2024
Alex C's avatar
Alex C

Brilliant service and easy to use

5
Brilliant service and easy to use Reviewed on: 21st May 2024
Scott D's avatar
Scott D

Easy to use app , user friendly and quick to use whe...

5
Easy to use app , user friendly and quick to use when needed. Provides extra protection Reviewed on: 21st May 2024
Lauren H's avatar
Lauren H

Never had a single problem and it has helped me buy...

5
Never had a single problem and it has helped me buy things I would not normally be able to. Reviewed on: 21st May 2024
Paul B's avatar
Paul B

Satisfied with Paypal

5
I have been using Paypal for quite sometime now and I must say, I am a very satisfied customer. The platform is easy to use, secure, and reliable. I love the convenience of being able to send and receive money with just a few clicks. Reviewed on: 21st May 2024
Meriam L's avatar
Meriam L

Great and reliable service.

5
Great and reliable service. Very easy to use and manage. Reviewed on: 21st May 2024
Sasha's avatar
Sasha

Used PayPal Credit 3 times now and it’s great!

5
I have used PayPal Credit 3 times now and it’s a great way to spread the cost of large payments over 3 or 4 months interest free. I have paid for a pushchair, tyres for my car and a refurbished phone using PayPal Credit which meant I didn’t have large outlay costs paying for something fully upfront. Pay off pay of your balance each month is really easy and hassle free. Would highly recommend to anyone! Reviewed on: 21st May 2024
Hannah S's avatar
Hannah S

So easy to use, never an issue with paying or gettin...

5
So easy to use, never an issue with paying or getting extra credit. Most definitely one of the best personal credit lenders out there. I wouldn’t use anyone else! Reviewed on: 21st May 2024
John G's avatar
John G

Excellent service.

5
I have only spoken to customer Services once & the assistant really helped me sort out my password. Pay pal credit is a really useful. I’d definitely recommend it. I’ve tended to use it for bigger items & it is very simple to use. Reviewed on: 21st May 2024
Sally Mcd's avatar
Sally Mcd

Excellent, dead easy !

5
Excellent, dead easy ! Would recommend.. Reviewed on: 21st May 2024
Richard V's avatar
Richard V

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