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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.732501885666255494 (144693 reviews)

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4.73

Based on 144,558 reviews, last reviewed 22nd Jun 2026

4308600% increase in 5 star reviews

in the past 90 days

12400% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144693)

It’s great, any disputes are dealt with quickly and...

It’s great, any disputes are dealt with quickly and a resolution usually favours the correct party. Reviewed on: 17th April 2026

Easy and simple to apply.

Easy and simple to apply. Able to monitor outstanding credit really quickly. Working with lots of retialers so lots of opportunities to use if needed. 0% works really well for short term spreading of a larger purchase Reviewed on: 17th April 2026

Easy to use clear payments information easy to mabag...

Easy to use clear payments information easy to mabage and view payment plans Reviewed on: 17th April 2026

Really good and value for money is ace

Really good and value for money is ace Reviewed on: 17th April 2026

The best online bank I ever had.

The best online bank I ever had. Reviewed on: 17th April 2026

Seamless transactions every time.

Seamless transactions every time. Issues dealt with quickly and properly. Reviewed on: 17th April 2026

I think Paypal is really good especially when they p...

I think Paypal is really good especially when they provide a 0% interest if you pay within 4 months and pay in 3. Gives you more freedom to spend but a deadline to keep to. Very reasonable as well unlike other competitors who allow you to set ridiculous deadlines and break purchases into tens of small payments Reviewed on: 17th April 2026

Paypal is very secure and easy to navigate

I have always felt secure using PayPal since whenever I needed customers service support the have been extremely helpful and efficient in resolving any issues I have Reviewed on: 17th April 2026

It is easy to use! Helpful customer service!

It is easy to use, frendly and helpful customer service (accessible human not AI). Reviewed on: 17th April 2026

More control

PayPal credit has allowed me to take control of my finances. The 0% has saved me in credit card interest. Reviewed on: 17th April 2026

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