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PayPal: PayPal Credit reviews

4.90
Based on 79,658 reviews, last reviewed 21st Apr 2026
2661800% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My pal paypal I always feel that when I use PayPal for payment I am safe,they also give good promotional rates Reviewed on: 21st April 2026
Christopher 's avatar
Christopher

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79658)

I love the interest free offers!

5
I love the interest free offers! The interest free offers are what PayPal say they are, recurring everytime with the exact duration. However, think about increasing our credit limit. I have been on the same figure for over ten years Reviewed on: 22nd May 2024

PayPal credit excellent and easy to use I really lik...

5
PayPal credit excellent and easy to use I really like the the 3 month interest free credit Reviewed on: 22nd May 2024

Helps me with my eBay purchases, can pay installment...

5
Helps me with my eBay purchases, can pay installmentally with no issues Reviewed on: 22nd May 2024

Manageable payments and easy to use

5
Manageable payments and easy to use Reviewed on: 22nd May 2024

Happy with everything so far

5
Always easy to use and easy to navigate the app and website Reviewed on: 22nd May 2024

I find PayPal credit and easy and affordable way to...

5
I find PayPal credit and easy and affordable way to control my money Reviewed on: 22nd May 2024

Great service - so much to offer, really flexible an...

5
Great service - so much to offer, really flexible and low interest Reviewed on: 22nd May 2024

Very helpful to afford items over a small amount of...

5
Very helpful to afford items over a small amount of time. Reviewed on: 22nd May 2024

Overall good, quick transfers, easy to use app

5
Overall good, quick transfers, easy to use app Reviewed on: 22nd May 2024

Very happy to keep my details in one place.

5
Very happy to keep my details in 1 place. NEVER had any issues before, very quick transfer money. Reviewed on: 22nd May 2024

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