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PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144716)

Never had any issues

5
Never had any issues even since taking out PayPal credit. Reviewed on: 17th April 2026

Excellent service and very convenient

5
PayPal Credit really helped me when I needed it. They gave me the money quickly, and the whole process was simple and stress-free. Everything worked perfectly, and I had no problems at all. I’m very happy with the service and would definitely recommend it to anyone who needs financial support. Reviewed on: 17th April 2026

PayPal is always reliable

5
PayPal is always reliable, I’m happy in knowing that I’m secure with their services, unlike other providers Reviewed on: 17th April 2026

PayPal is great to use when shopping online but I do...

5
PayPal is great to use when shopping online but I do wish they would make cards so you can use in store as well. if you have any issues with items or purchases they are sorted straight away. Reviewed on: 17th April 2026

Long time user

5
Been using PayPal for years and the payment options are always good and the safety in the transactions. Reviewed on: 17th April 2026

PayPal is my go to provider for larger purchases.

5
PayPal is my go to provider for larger purchases.....I am covered by their returns policy which is easy to use and quick in resolving any issues Reviewed on: 17th April 2026

Excellent service Easy customer service and guarante...

5
Excellent service Easy customer service and guaranteed payments that feel super secure. Brilliant options of pay in 3 with no interest on payments over £20. I always feel more secure playing by a PayPal and will always choose this option when available to pay for items online. Reviewed on: 17th April 2026

Absolutely no problem with this one

5
Absolutely no problem with this one Reviewed on: 17th April 2026

Excellent

5
“Easy to use and convenient for spreading payments. Payments show clearly and I’ve had no issues so far.” Reviewed on: 17th April 2026

Always reliable, secure, quicker, fast, helpful and...

5
Always reliable, secure, quicker, fast, helpful and the best way to perches, excellent service Reviewed on: 17th April 2026

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